Create a PayID - business customers

A PayID type refers to the form of identifier linked to a bank account to create a PayID.

Eligible ANZ accounts can be linked to the following PayID types to create a PayID:

• Mobile numbers
• Email addresses
• Australian Business Numbers/Australian Company Numbers (ABN/ACNs)

Eligible ANZ accounts can pay to the following PayID types:

• Phone numbers
• Email addresses
• ABN/ACNs
• Organisation IDs (Org IDs)

Your PayID is the phone number, email address or ABN/ACN that has been linked to your bank account.

Your PayID name is the legal name associated with your PayID. It is used by payers to confirm your identify prior to making a payment to your PayID.

Any ANZ account which is eligible to receive faster payments via the Osko service can be linked to a PayID.

When you create a PayID, you’ll be able to see which of your account/s are eligible.

While most Australian banks should support payments to PayIDs, you may need to check with your payer to confirm whether or not they are able to make a payment to your PayID.

PayID is the naming service that allows you to send and receive payments using a mobile number, email address, ABN/ACN or Organisation IDs (Org IDs).

Osko is the service that provides near real time transfers between participating accounts.

After you’ve successfully submitted your application, your PayID should be ready to use in a few minutes, however could take up to a few hours in peak times.

No. Your PayID is only for receiving payments and cannot be used to access your accounts.

Yes. PayID provides a simpler addressing method for sending payments; however payments can still be addressed to your BSB and Account number if you create a PayID for that account.

You can only link each of your PayIDs to one eligible bank account.

You can only link each of your PayIDs to one eligible bank account.

No, your PayID is only for receiving payments.

You can create a PayID using each of the email addresses and mobile numbers that you have listed as contact details with ANZ.

If you have an eligible ANZ business account you can also create a PayID using an ABN/ACN.

No. PayIDs do not attract any additional charge and can be created by any ANZ account holder who has registered a mobile number, email address or ABN/ACN with ANZ and has an eligible ANZ account to link it with.

To pay to a PayID an account must be both NPP eligible and eligible to make Pay Anyone payments.

PayID information is stored in a Central Addressing Server (CAS). This information includes your PayID and your PayID name as well as the institution name and BSB and Account numbers of your linked account.

Yes, you can change the linked account for a PayID.

No. Osko payments are sent independently of the PayID system.

For a payment to be sent via the Osko service it requires both of the accounts to be registered to send and receive Osko payments.

Eligible ANZ accounts can send and receive Osko payments. Whether or not the payment is sent via the Osko service depends on whether your account is eligible, and whether the payee’s account can receive Osko payments.

When receiving a payment, whether or not your payment is sent via the Osko service will depend on whether or not your account and the payer’s account are registered to send Osko payments.

With ANZ, any customer or business customer can create a PayID as long as they have an eligible ANZ account, as well as a phone number, email address or ABN/ACN to link to it.

PayIDs can’t be used to withdraw from an account. They are designed to make sending and receiving payments easier.

Payments to PayIDs are only supported within Australia.

Once you’ve created it, you can request payments by giving payers your mobile number, email address or ABN/ACN.

• Learn how to pay to a PayID