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Super. Easy.

ANZ Smart Choice Super is designed to be flexible and go with you as you move through life. Whilst changing jobs can be an exciting time, we also know it can be busy with a lot to do and new things to focus on. That’s why we’ve made it easy to take your ANZ Smart Choice Super account with you throughout your career and keep your hard-earned super money all in one place. Whether you’re changing jobs or just getting on top of your super, we can help you in two easy steps.

Update your employee super

Let your employer know you want your super paid into your ANZ Smart Choice Super account using the form below or via the ANZ App.


Get your super sorted

Round up your super accounts in a few stepsdisclaimer and take your ANZ Smart Choice Super with you as your career progresses.

Take your ANZ Smart Choice Super account with you

Download the form

Download and complete the Standard Choice form below and give it to your payroll or human resources department.

Standard choice form (PDF 1.3MB)


Get your customised form 

Make things simple and get a pre-populated form with your details already loaded by logging into your internet banking. 

ANZ Internet Banking

How to get your customised form

Get a pre-populated form with your details:

  1. Log in to ANZ Internet Banking or the ANZ App and click on your ANZ Smart Choice Super account.
  2. Navigate to the 'Snapshot' home screen (if the screen you are served is a list of your other super accounts, select 'Remind me later').
  3. Click on the 'Tools & resources' tab.
  4. Click on 'Forms' on the left-hand side, and then select the 'Notify my employer' option.
  5. Click on the 'Super Choice Form'

ANZ Internet Banking

Search for your super

You can search for your super and bring it all togetherdisclaimer into your ANZ Smart Choice Super account via ANZ Internet Banking or the ANZ App.

Get online

  • Log on to ANZ Internet Banking or the ANZ App
  • Select ANZ Smart Choice Super

ANZ Internet Banking


Search for your super

Consent to a SuperMatch search.

Submit your accounts

Select the accounts you would like to bring together.

Things to consider

13 12 87  Implications of moving funds

Moving funds (including terminal medical condition payments) may have taxation, investment and insurance implications. You may want to consult a financial adviser before making any decisions.

Insurance cover

It’s important to check whether you’ll lose any existing insurance cover when you leave a job and whether your remaining cover is sufficient. If you have more than one super account, you may be paying premiums on multiple insurance policies. This can reduce your retirement savings and you may not be able to claim on multiple policies. Consider whether you need more than one policy or whether you can get enough insurance cover through one super fund. To discuss your insurance through ANZ Smart Choice Super, please contact us by calling 13 12 87 or learn more about insurance cover in ANZ Smart Choice Super.

Correct contact details

It’s important to check that all your contact details are up to date and to let us know if anything has changed, for example – your occupation.

Seeking financial advice

If you have a financial adviser, we recommend that you speak with them before making any decisions.


Benefits of ANZ Smart Choice Super

Low fees and no hidden charges

ANZ Smart Choice Super’s fees are in the lowest 25% of all super fundsdisclaimer and won’t erode your super balance like some other funds. 

Strong performance

Over the medium to long-term (three to five years) ANZ Smart Choice Super has exceeded its investment objectives for all Lifestage funds disclaimer. Find out how ANZ Smart Choice Super has performed.


Smart investments that adjust with age

ANZ Smart Choice Super’s investment experts select a mix of investments which adjust based on your agedisclaimer – so the hard work is already done.


Watch your super grow

Stay in control of your super and watch it grow alongside your other ANZ bank accounts through:

Insurance cover to suit

You can have peace of mind with a range of insurance options to have you covered if the ‘unexpected’ happens. How much cover will I need?

You can also rest assured knowing that we have committed to adopting the Insurance in Superannuation Voluntary Code of Practice.


Want to know more?

Knowledge is power. Educating yourself about your retirement savings, including your investment options and ways you can boost your balance, is one of the smartest financial choices you can make. Find out more about how you can keep track of your ANZ Smart Choice Super account online.


Award-winning ANZ Smart Choice Super

ANZ Smart Choice Super and Pension

SuperRatings – Gold rating MyChoice Super 2021, Gold rating MySuper 2021 & Gold rating Pension 2021

Talk to us about superannuation

13 12 87

Mon-Fri 8am to 7pm (AEST) 

“ANZ Smart Choice Super” is a suite of products consisting of ANZ Smart Choice Super and Pension (PDF 189kB)ANZ Smart Choice Super for employers and their employees (PDF 186kb) and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees (PDF 198kb). The ANZ Smart Choice Super and Pension product is distributed by Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522). View the ANZ Smart Choice Super and Pension Target Market Determination (PDF 252kB). ANZ Smart Choice Super for employers and their employees and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees are MySuper compliant products issued pursuant to the latest PDS available at ANZ Smart Choice Super is part of the Retirement Portfolio Service (the Fund) (ABN 61 808 189 263) and is issued by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346, RSE L0000673) (OPC), the trustee of the Fund. OPC is a member of the IOOF Group of companies, comprising IOOF Holdings Limited ABN 49 100 103 722 and its related bodies corporate. The Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522) brand is a trademark of ANZ and is used by OPC under licence from ANZ. ANZ and the IOOF Group of companies (including OPC) are not related bodies corporate. ANZ does not stand behind or guarantee these products.

Before re-directing your super or moving your money into ANZ Smart Choice Super, you will need to consider whether there are any adverse consequences for you, including loss of benefits (e.g. insurance cover), investment options and performance, functionality, increase in investment risks and where your future employer contributions will be paid. 

This information is of a general nature and has been prepared without taking account of your personal needs, financial situation or objectives. Before acting on this information, you should consider whether the information is appropriate for you having regard to your personal needs, financial circumstances or objectives.

All fees are subject to change. Other key features are relevant when choosing a super fund, including performance.

Taxation law is complex and this information has been prepared as a guide only and does not represent taxation advice. Please see your tax adviser for independent taxation advice. The information on insurance cover is a summary only of the terms and conditions applying to the insurance cover. To the extent there is any inconsistency with the terms of the insurance cover provided by the insurer, the terms of the insurance policy will prevail.

ANZ does not represent or guarantee that access to ANZ Internet Banking or the ANZ App will be uninterrupted. Temporary service disruptions may occur. ANZ recommends that you read the ANZ App Terms and Conditions available at and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

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ANZ Smart Choice Super received a Gold rating in SuperRatings’ 2021 product rating. SuperRatings does not issue, sell, guarantee or underwrite this product. Go to for details of its ratings criteria.

Note: if the ATO‘s SuperMatch service is not available, we will not be able to search for your other super account(s).


Fee Analysis: Research conducted by SuperRatings Pty Ltd, holder of Australian Financial Services Licence No. 311880 at the request of OPC. For a copy of the latest SuperRatings research, click here (PDF 452kB) or call 13 12 87.


Performance to end of December 2020.


The investment mix is selected based on the member’s decade of birth.