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Understanding the sharemarket

Never bought shares before? Let’s take a look at the basics, so you can start investing with confidence.

What is the sharemarket?

A sharemarket (also known as a stock exchange) is a marketplace where you can buy and sell shares in publically listed companies. While once all the trading took place at a physical location, these days it happens all online.

People use the sharemarket to buy and sell securities or investment products like shares, managed funds (mFunds), interest rate securities (bonds) and exchange traded funds (ETFs). When you buy shares, you become a part owner (also known as a shareholder) of the company you invest in.


Why choose share investing?

Like other forms of investing, people invest in shares to build wealth. The goal is to buy shares that increase in value over time, so that when you’re ready to sell, you make a profit.

How much money you may make can depend on the amount you invest, whether your investments go up, how risky your investments are, and how long you can hold onto them before selling.

Many people see share investing as a long-term strategy. It might be part of a retirement strategy, or to help you save for buying a house. Some people rely on the dividends from shares as a form of income.

Benefits of share investing

  • It’s easy to diversify across industries and companies.
  • You can start with as little as $500 (plus brokerage fees).
  • As a shareholder, you may receive company dividends or the right to vote in company meetings.
  • Most shares can be sold at short notice with access to your sale proceeds within a few days of you placing a trade.

Risks of share investing

  • You could lose some or all of your invested money if your shares drop in value.
  • There is no capital guarantee.
  • Even experts can’t predict the swings in the market.
  • Currency risk needs to be considered if you hold or plan to hold international shares.

How much does it cost to invest?

There are no fees to open an ANZ Share Investing account and any ongoing rates and fees charged will depend on your service level and the trading platform you choose (there are two to choose from).

Once you’ve opened an ANZ Share Investing account, the amount you spend on the sharemarket will largely depend on the company you wish to invest in and how many of its shares you wish to buy. That said, there is a minimum spend if you’re buying shares on the Australian Securities Exchange (ASX). The first time you buy shares in a company, you have to buy at least $500 worth.

So, for example, if a company’s shares are selling for $5 each, then you will need to buy a minimum of 100 shares in your first purchase. Once you’re a shareholder, though, there’s no minimum.

Don’t forget the brokerage fee, too.

Learn more about our rates and fees

An example of a trade with ANZ Share Investing

example of how much it could cost to trade with ANZ Share Investing
Number of XYZ shares I want to buy 100
Current price of XYZ shares x $5.00
Brokerage fee with ANZ + $19.95
Total cost $519.95

How to get started

1. Open an account

To open an ANZ Share Investing account, simply fill in the online form and verify your identity. Already an ANZ customer? Use your Internet Banking details to get started.

Apply now

2. Do your reseach

Once you’ve opened an account, you’ll gain access to useful research and insights about the market.

Want to learn the basics of share investing? Visit our learning centre.

3. Deposit funds

When you open an ANZ Share Investing account, you automatically open an ANZ Cash Investment account. To start investing, deposit some money in here.

Learn more about funding your trades

4. Start investing

When you log into your account, you gain access to our research on share performance.

Once you’ve decided which shares to buy, place an order. It’s that easy.

Log in


Tools & support

Documents

Find out about ANZ Share Investing' products, platforms and tools.

Frequently asked questions

Get quick answers to some of our most commonly asked questions.

Contact us

Got questions? We’re here to help. Call us on weekdays, 8am – 8pm (Sydney/Melbourne time) or send us an email.

Start investing today

Open an account online

Get started today.

Apply now

Access your account

Manage your share portfolio, trade shares and more.

Log in

Talk to us

Our customer support team is here to help.

Call 1300 658 355

Monday – Friday, 8am – 8pm (Sydney/Melbourne time)

Email us

If you have any questions, you can also send us an email.

Send us an email

The ANZ Share Investing service is provided by CMC Markets Stockbroking Limited ABN 69 081 002 851 AFSL 246381 (CMC Markets Stockbroking), a Participant of the Australian Securities Exchange (ASX Group), Sydney Stock Exchange (SSX) and Chi-X Australia (Chi-X) at the request of Australia and New Zealand Banking Group Limited ABN 11 005 357 522 (ANZ). Disclosure documents relating to ANZ Share Investing products and services are available on anzshareinvesting.com.au or by calling us on 1300 658 355. ANZ is the issuer of the ANZ Cash Investment Account and ANZ V2 PLUS Account. The obligations of CMC Markets Stockbroking are not guaranteed by ANZ. CMC Markets Stockbroking and ANZ are not representatives of each other.

The ANZ Share Investment Loan is provided by Australia and New Zealand Banking Group Limited ABN 11 005 357 522, AFSL 234527 ("ANZ").

An ANZ Share Investment Loan is subject to investment risks, including possible losses in income, capital invested and additional liability for the loan. We therefore strongly advise you talk to your financial planner, tax adviser and/or stockbroker and ensure you understand the risks, the specific tax implications as well as the legal and financial ramifications of a share investment loan.

ANZ does not give personal advice about the ANZ Share Investment Loan. This information is of a general nature and has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of the information, having regard to your objectives, financial situation and needs. ANZ recommends that you read the ANZ Share Investment Loan Product Disclosure Statement and the ANZ Investment Lending Terms and Conditions which are available at anzshareinvesting.com or by calling the Client Services Team on 1800 639 330 between 8.00am and 6.00pm (Sydney time) during ASX trading days before deciding whether to acquire, or to continue to hold the product.

All ANZ Share Investment Loan applications are subject to ANZ’s credit approval criteria. Fees and charges apply and are available here or by calling the Client Services Team on 1800 639 330 between 8.00am and 6.00pm (Sydney time) during ASX trading days.

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