Employer superannuation support

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

ANZ Smart Choice Super for employers and their employees and the Super Clearing Service offered via EasyTransact are issued by Onepath Custodians Pty Limited (OnePath Custodians) (ABN 12 ­008 ­508 ­496, AFSL 238346, RSE L0000673), a wholly owned subsidiary but non-guaranteed subsidiary of Australia and New Zealand Banking Group Limited ABN 11 ­005 ­357 ­522 (ANZ). OnePath Custodians is not a Bank and ANZ does not guarantee it.

This information is of a general nature and has been prepared without taking account of your or your employees’ objectives, financial situation or needs. The appropriateness of the information, having regard to these factors should be considered. You and your employees should read the ANZ Smart Choice Super Product Disclosure Statement (PDF 110kB), Additional Information Guide (PDF 465kB), Insurance Guide - Standard Employer Plans (PDF 57.6kB) and the Electronic Access Terms and Conditions before deciding to acquire, or to continue to hold an interest in ANZ Smart Choice Super.

You should read the EasyTransact Product Disclosure Statement (PDF 93.7kB) before acquiring, canceling or deciding whether to continue to use the product or service. Read ANZ's Financial Services Guide (PDF 76kB) for information about ANZ's services, including the remuneration and other benefits that ANZ may receive in relation to products and services provided to you.

Other key features including insurance, available investment options and performance, exit fees and functionality are relevant when choosing a super fund. In the event of any inconsistency between the information in this document and the constituent documents of ANZ Smart Choice Super for employers and their employees (e.g. governing rules, insurance policy) the terms of the constituent documents prevail. Before transferring money into ANZ Smart Choice Super, your employees should consider any lost benefits, in particular insurance cover, or whether exit  fees will be paid, investment costs incurred, investment risk changed, and where future employer contributions will be paid. Also consider eligibility to obtain adequate insurance in ANZ Smart Choice Super. This information can be found on annual statements or other documents for existing accounts. Insurance cover through ANZ Smart Choice Super can be applied for, including transfer of any existing Death and TPD cover currently held in another super account, before transfer by calling Customer Services. However, first consider whether eligible and whether that insurance is suitable as it may be subject to different terms and conditions to current insurances held.

OnePath Custodians Pty Limited currently does not charge a fee for ANZ EasyTransact but reserves the right and may do so in the future. Where this occurs, notification will be provided to existing users.