Applications are subject to credit approval and other eligibility criteria. If this product isn’t quite right, you might like to explore other ANZ home loans that may work for you.
Or if you want to chat about your options, you can leave us your details and we’ll get back to you.
The ANZ Plus Home Loan is a variable rate home loan for customers who wish to refinance an existing loan. Just keep in mind, there are some eligibility and suitability criteria that you’ll need to be across.
The ANZ Plus Home Loan has a host of clever money management tools to help you spend less, and save more within your secure ANZ Plus digital banking app.
We also offer human support from our expert ANZ Plus Coaches.
At the moment, we can only consider refinancing loans secured by properties located in the ACT, NSW, Qld, SA, Vic or WA.
If you live in Tasmania or the Northern Territory you won't be able to refinance with ANZ Plus just yet.
Alternatively, there are other ANZ home loans that may work for you.
If you're interested, leave us your details and we’ll get back to you. Alternatively, you can explore other ANZ home loans online
Pick up your phone to switch your loan – it’s as simple as that!
If you meet our eligibility criteria, you can complete your refinance application in the ANZ Plus app and apply in your own time.
If you don’t have the ANZ Plus app, it’s available from the App Store or Google Play Store. When you join you’ll be able to apply for the ANZ Plus transaction and savings accounts. You’ll need these to start your home loan application.
First, check if you’re eligible for a home loan. You can tell us a bit about yourself, get a value on your property in just a few minutes, and set some simple loan preferences to see if we’re a good fit.
We’ll run a credit check to pre-fill some of your finances. After that, you can check the numbers, add anything that’s missing, or change anything that's not quite right.
Submit your application and put up your feet while you wait for us to get back to you. We’ll be in touch in-app, and may need to ask you for additional information, so it’s best to enable notifications.
To check your notification settings, go to the Profile icon and tap on Notifications.
If approved, you can view and accept your Loan Documents in the app.
Once your new loan has been set up, use the ANZ Plus app to take control of your finances with simplified loan management, access to loan notices, and receive ongoing support from our Coaches.
If you need help during your application, simply tap to Get Help when it’s displayed on screen for tailored FAQs and access to Coach support. Otherwise, you can head to the Support tab of the app to get in touch.
A Key Facts Sheet sets out pricing and other information on a home loan product in a standardised format, so you can see key information about the loan and more easily compare different standard home loans.
To request a Key Facts Sheet from ANZ Plus, you’ll need to select how you use the property you're refinancing, enter the amount you’d like to borrow and your desired loan term, and select ‘View Key Facts Sheet’. We’ll then generate a Key Facts Sheet that summarises important facts such as the interest rate, the estimated total amount to be paid back, and your potential monthly and annual repayments. It will also explain how repayments will be affected if interest rates change.
The information in the Key Facts Sheet is an estimate only based upon the information you have provided and the current ANZ Plus Home Loan Variable rate (with principal and interest repayments). Rates are subject to change.
The Key Facts Sheet does not represent an offer for credit or constitute a loan approval or a quote. To apply for an ANZ Plus Home Loan Variable you must apply through the ANZ Plus App. All applications are subject to credit assessment and eligibility criteria. Terms and Conditions available on application. Fees and charges apply.
*Other home loan fees including Late Payment Fee and Loan Discharge Fee still apply. Loan security fees including Registration Fees and Production Fee, still apply however will not be charged on establishment of a loan. A monthly offset fee will apply if you link your ANZ Plus Everyday account to your eligible home loan as an offset account. Government fees and charges may still apply.
All applications are subject to credit assessment. Eligibility criteria and fees and charges apply.
