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ANZ Plus savings accounts

We know not everyone saves the same way, that’s why we offer more than one way to save.

Discover accounts designed to work together to suit different kinds of saving.

ANZ Plus Growth Saver

You’ll get this account when you join ANZ Plus

4.50% p.a.

Total rate¹

Here’s how it works: You’ll get a standard rate of 0.15% p.a. + a bonus rate of 4.35% p.a. when you grow your ANZ Plus Growth Saver balance by $100 or more (on top of any interest you receive) each month¹


 

ANZ Plus Flex Saver

You can choose to add this account

4.50% p.a.

on your first $5,000²

1.50% p.a.

for every dollar over $5,000²

 


You should know

When you join ANZ Plus you'll get two accounts: ANZ Plus Everyday and ANZ Plus Growth Saver.

Goals met. Expenses covered.

You could supercharge your savings with ANZ Plus Growth Saver and ANZ Plus Flex Saver, two savings accounts that are designed to work together.

ANZ Plus Growth Saver

ANZ Plus Flex Saver


Get this account when you join

ANZ Plus Growth Saver is a multi-goal savings account that comes with your ANZ Plus Everyday account when you join.

Choose to add this account

Add the ANZ Plus Flex Saver, a flexible account designed to work with ANZ Plus Everyday and ANZ Plus Growth Saver accounts.


Grow your savings

Get rewarded with bonus interest when you grow your balance by $100 or more (on top of any interest you receive) each month.¹

Save at your own pace

Save flexibly, without monthly qualifiers or needing to make minimum deposits.²


Save for multiple goals

You could also use ANZ Plus Growth Saver to work towards and earn interest on long-term savings goals.

Save for regular expenses

You could also use the ANZ Plus Flex Saver to earn interest on money set aside for bills, expenses and short-term goals.


Round up to save

Round up extra cents on eligible card transactions and send them straight to ANZ Plus Growth Saver.

Move money in and out

Dip in when you need it and pay for bills and expenses3 all while earning a great rate on balances up to $5,000.²


Keep your savings on track

Set up regular transfers from ANZ Plus Growth Saver and watch your savings grow.

Make payments from your savings

Use the ANZ Plus Flex Saver to make payments3 directly from interest-earning savings.


Partner up to save together

Invite your partner to save towards joint savings goals with a Joint ANZ Plus Growth Saver account.

Saving solo

ANZ Plus Flex Saver isn’t available as a joint account.

ANZ Plus Flex Saver

Choose to add this account

Add the ANZ Plus Flex Saver, a flexible account designed to work with ANZ Plus Everyday and ANZ Plus Growth Saver accounts.


Save at your own pace

Save flexibly, without monthly qualifiers or needing to make minimum deposits.²


Save for regular expenses

You could use the ANZ Plus Flex Saver to earn interest on money set aside for bills and short-term expenses.


Move money in and out

Dip in when you need it and pay for bills and expenses all while earning a great rate on balances up to $5,000.²


Make payments from your savings

Use the ANZ Plus Flex Saver to make payments3 directly from interest-earning savings.


Saving solo

ANZ Plus Flex Saver isn’t available as a joint account.

Better together

When you choose to add an ANZ Plus Flex Saver, you might use it to set money aside for bills and expenses, while your ANZ Plus Growth Saver account could be used to chip away at your savings goals.

¹ We use the effective daily balance of your ANZ Plus Growth Saver account at 11:59pm (AEST/AEDT) on the last business day of the month to determine if you've met the requirement to grow your balance. See the ‘Earning interest’ section of the ANZ Plus Deposit Account T&Cs for more about what’s included in your balance, how interest is calculated and how we work out if you're eligible for bonus interest. See anz.com.au/plus/interest-fees for interest rates. Interest rates are variable and subject to change.

If you're new to ANZ Plus, the ANZ Plus Growth Saver is only available if linked to an ANZ Plus Everyday account. Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determinations and ANZ Plus Deposit Account T&Cs are available for your reference. You should read them before deciding to apply for or keep these products.


² Different interest rates apply to different parts of the effective daily balance of your ANZ Plus Flex Saver account. A higher rate applies for that part of the effective daily balance that is up to $5,000, and a lower rate applies to that part of your effective daily balance that is above $5,000. Interest rates are variable and subject to change. See the ‘Earning Interest’ section of the ANZ Plus Deposit Account T&Cs for more information about how interest is calculated. See anz.com.au/plus/interest-fees for interest rates. To be eligible for the ANZ Plus Flex Saver account you must be an existing ANZ Plus customer.


³ Payment functionality on the ANZ Plus Flex Saver is limited to PayTo, BPAY, Direct Debit, Pay Anyone, and PayID. The ANZ Plus Flex Saver does not come with a linked Visa Debit card.