What is open banking?
Open Banking (also known as data sharing or the Consumer Data Right) was introduced by the Australian Government to give you greater control of your banking data.
ANZ Plus is both a Data Holder and an Accredited Data Recipient (ADR). This means, you can securely share your ANZ Plus data with other ADRs (third parties accredited by the Australian Government), and securely share your data from other banks or providers with us.
With ANZ Plus, to be eligible to share your data through Open Banking, you must be at least 18 years old and have an active ANZ Plus account.
What can I share?
Open Banking allows you to share some of your banking data. This may include:
- Personal information (mobile number, email, and address)
- Account information and balances
- Transaction details (including amounts and merchants)
- Product information (rates, fees, and features)
We will not share your ANZ Plus data unless you have consented to share your data with an Accredited Data Recipient. In order to begin sharing data with Accredited Data Recipients you must create a data sharing arrangement.
Sharing joint account data
You may also be able to share joint account data as part of an Open Banking data sharing arrangement. If personal information is requested as part of a joint account data sharing arrangement, we’ll only share the personal details belonging to the person who created the data sharing arrangement.
View ANZ Plus' Consumer Data Right Policy