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Here's what else you get

Two smart accounts

Get an everyday account that tracks your spending and a savings account that can help you reach goals.

No monthly account fees

You won’t pay any monthly account fees with ANZ Plus.* And there are no withdrawal fees at major Australian bank ATMs. 

Tips from a coach

ANZ Plus Coaches are here to give you expert support and help you build healthy habits so you can spend less and save more. 

A bank on your mobile

ANZ Plus is a new digital way to bank. You can do your banking in the ANZ Plus app with loads of smart money management tools.

New to Australia?

Get a new home for your money. Join fast from your mobile and start banking today.

Refinance with ANZ Plus

Explore a new home loan designed to help you own your home sooner. Applications open for eligible customers looking to refinance.

Pro tips from a Coach

Check in with a Financial Wellbeing Coach for one-on-one expert support.

Let's go

Join in minutes from the app

“Was super easy to open an account”

ANZ Plus customer

Minimum of iOS 15.0 or Android 7.0

A QR code that can be scanned with a mobile device's camera. When scanned, it will open the Apple App Store or the Google Play Store on the mobile device

We're shooting for the stars

Terrific App from a big bank

“Wow got my card this week and am so impressed this is from a big bank. Was easy to sign up, seems super easy to use and the overall design is Sooo good. Was not expecting this from a big 4 bank.”


“The best app from a big bank so far. You can tell it’s still early days but new features are coming out all the time. Onboarding was crazy quick and easy! The interface itself is nice and clean. Can create multiple goals instantly. Exciting."

Great app!

“Beautiful interface. Can create multiple savings buckets under just 1 savings account.”

Important info

Stuff you need to know

ANZ Plus offers a new way to bank and comes with heaps of smart money management features but it might not be right for you, right now.

There are a few things we don’t support:
  • ANZ Plus is digital and doesn’t use branches
  • Internet Banking (Online Web Portal)
  • Issuing cheques
  • Overdrafts
  • Outbound International Money Transfers.

You also won’t see other ANZ accounts in the new ANZ Plus app.

If you’re under the age of 15, or looking for a joint account or a credit card, then check out other ANZ products on

~ Competition eligibility and T&Cs apply, for full T&Cs see here. Open to Australian residents 18+ who are/become and remain a holder of an eligible ANZ account during the Promotion Period and who are not an ineligible person. Winners must continue to hold eligible ANZ account for duration of grand prize or until prize fully taken (grand prize winners) and until prize fully taken (cash prize winners). Start: 12.01am AEST 21/03/24 Ends: 11:59pm AEST 30/04/24. Entry for making eligible Visa Debit card transactions during Promotion Period. 2 entries per digital wallet transaction or 1 entry per physical card transaction & 1 prize pp (excl. SA). Draw: L16, 1 Denison St, North Sydney NSW 2060 on 07/05/24 at 10am AEST. 4 x Major Prizes: Trip for 2 ppl to Paris for Olympic Games Paris 2024 Opening Ceremony and 2x pre-selected Olympic events (valued up to $70,000ea). 50 x Runner Up Prizes $2K credited to winners’ ANZ account. Winners’ names (and the postcode of each South Australian winner unless requested otherwise) published at from 14/05/24. The Promoter is Australia and New Zealand Banking Group Limited (ABN 11 005 357 522). Authorised under NSW Permit No NTP/09123, ACT TP24/00400 & SA T24/316.

Eligible Visa Debit card transactions are transactions ANZ Plus classifies as Visa Debit card transactions, excluding withdrawals or credits at ATMS or branches and transactions classified by ANZ Plus as gambling transactions.

Transaction fees may apply, see the ANZ Plus and ANZ Save Accounts T&Cs for details of these fees.

 The interest rate that applies to your entire ANZ Save balance may change depending on the daily balance. A lower interest rate will apply across the entire ANZ Save balance if the daily balance is $250,000 or more. You can earn interest this way until 1st September 2024, after which additional criteria will apply that may affect how much interest you earn. Interest rates are subject to change. For more information click here.​