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Saving at ANZ Plus is changing

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ANZ Plus Flex Saver
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Changes from 1 October 2024

The way you can earn interest on the existing ANZ Save account will change and you’ll also be able to apply for a brand-new savings account, the ANZ Plus Flex Saver.

Make regular saving more rewarding

ANZ Save

From 1 October 2024, we’re replacing the tiered interest rate structure on the ANZ Save account. Instead, you could now earn standard and bonus interest if you grow your balance by $100 or more (excluding interest) each month.¹

Like it is now, it’ll be linked to your ANZ Plus account, so you can’t have one without the other.

Grow your savings

Grow your ANZ Save balance by $100 or more (excluding interest) each month to earn the bonus rate.¹

Sky’s the limit

You could earn up to 5.00% p.a. on your entire balance if you meet the qualifying criteria – there are no longer tiered limits.¹

Smash your goals

One account designed to help you set and track multiple savings goals – big or small.

Smart ways to save

Keep your savings on track with smart tools and features that can help you reach your goals sooner. 

You could earn bonus interest

From 1 October, you could get rewarded with bonus interest if you grow your ANZ Save balance by $100 or more (excluding interest) each month.¹

Standard rate

0.50% p.a.

on your total ANZ Save balance each month.1

+ bonus rate

4.50% p.a.

when you grow your ANZ Save balance by $100 or more (excluding interest) each month.1

= Standard + bonus

5.00% p.a.

when you meet the bonus rate qualifying criteria.1

Things to know

These rates are indicative and may change before 1 October 2024.

Meet the ANZ Plus Flex Saver

A flexible savings account you’re free to dip into, while earning a great rate for balances up to $5,000.²

Add a little flexibility to your savings

ANZ Plus Flex Saver

From 1 October, we’re introducing a brand-new savings account designed to work with ANZ Save to give you more flexibility to save, earn and pay.

To apply, you’ll need to hold individual ANZ Plus and ANZ Save accounts.

Earn flexible interest

Earn 5.00% p.a. on balances up to $5,000 and 2.00% p.a. for every dollar after that.²

Save at your own pace

Save flexibly, without monthly qualifiers or needing to make minimum deposits.

Dip in when you need it

Move money in and out, and still earn a great rate on balances up to $5,000.²

Pay and transfer

Earn interest on money set aside for bills and expenses and pay them directly.³

How you could earn interest

From 1 October, earn a great interest rate on your first $5,000 with the ANZ Plus Flex Saver.2

5.00% p.a.

on your first $5,000.2

2.00% p.a.

for every dollar over $5,000.2

Things to know

  • You’ll be able to apply for an ANZ Plus Flex Saver account in the Store tab of the ANZ Plus app from 1 October 2024.
  • The ANZ Plus Flex Saver isn't available as a joint account, so you'll need to ride solo with this one.
  • Payment capability includes PayTo, Pay Anyone, BPAY, Direct Debit and PayID.
  • The ANZ Plus Flex Saver does not come with a linked Visa Debit card.
  • These rates are indicative and may change before 1 October 2024.

Join ANZ Plus today

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ANZ Plus customer4

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¹ We use the effective daily balance of your ANZ Save account at 11:59pm (AEST/AEDT) on the last business day of the month to determine if you've met your monthly savings target. Interest rates are variable and subject to change. See the ‘Earning interest’ section of the ANZ Plus deposit account T&Cs for more about what’s included in your balance, how interest is calculated and how we work out if you're eligible for bonus interest. 

² Different interest rates apply to different parts of the effective daily balance of your ANZ Plus Flex Saver account. For that part of the effective daily balance that is up to $5,000, the applicable interest rate is 5.00% p.a. For that part of your effective daily balance that is above $5,000, the applicable interest rate is 2.00% p.a. Interest rates are variable and subject to change. See the ‘Earning interest’ section of the ANZ Plus deposit account T&Cs for more information about how interest is calculated. 

³ Payment functionality on the ANZ Plus Flex Saver is limited to PayTo, BPAY, Direct Debit, Pay Anyone, and PayID. The ANZ Plus Flex Saver does not come with a linked Visa Debit card.

⁴ ANZ Plus star rating and/or customers review refers to the ANZ Plus app rating in the Apple App Store. Please refer to the Apple App Store for current rating.