ANZ Plus has no monthly account fee

A new way to bank also means simplifying our pricing. So we’ve done that with ANZ Plus, which has no monthly account fee and you can earn interest on your ANZ Save without maintaining a minimum balance or counting transactions1.
No monthly account fees

$0

No monthly account fees for your ANZ Plus and ANZ Save accounts. Some fees may still apply though so please check out the information below.

Interest on ANZ Save

0.50% p.a.

On your ANZ Save balance if you have less than $250,000 or 0.05% p.a. on your ANZ Save balance if you have $250,000 or more. So please check out the information below.

ANZ Plus & ANZ Save

ANZ Plus comes with a modern ANZ Plus everyday account and a multi-goal ANZ Save account. You won’t get one without the other.

 

Interest-ing

We want to help you improve your financial wellbeing and achieve your savings goals. To make saving easier, you can earn interest on the money in your ANZ Save account, including your savings goals, without conditions like having a minimum amount, or the need to put money in every month.

ANZ Plus strives to be as upfront as possible with the important details so please check out the following stuff you need to know.

  • Effective Daily Balance on your ANZ Save Account  Less than $250,000
  • Interest Rate 0.50% p.a
  • Effective Daily Balance on your ANZ Save Account $250,000 or more
  • Interest Rate 0.05% p.a
  • You can earn interest based on the effective daily balance of your ANZ Save account but not on the balance in your ANZ Plus account
  • That interest is paid into your ANZ Save Account each month. Our interest rate is tiered, so a different rate may apply depending on the effective daily balance of your ANZ Save Account
  • If you move between these tiers, the interest that applies to your whole ANZ Save effective daily balance will change
  • The applicable rate is applied to the entire effective daily balance of your ANZ Save Account

 

Like most things in life, our tiers and rates may change.


ANZ Plus

  • ATMs in Australia No transaction fees at major Australian bank ATMs
  • International ATM withdrawal $5 (or free at any ANZ ATM)
  • Overseas transactions 3% of transaction value. 
    Find out more in our T&Cs
  • Inward international money transfer May incur a fee of up to $15
    Find out more in our T&Cs
Join ANZ Plus

Free to join

Requires iOS 15.0 or later.
Android users can join a waitlist until available.


Images and features shown are iOS versions. Feature availability and design may differ based on the device, operating system, or ANZ Plus app version. The Money In & Out tile and Searching for Tagged Transaction features are currently available on iOS only.

1 Interest is tiered with different rates applying depending on your ANZ Save balance. Balance must be greater than zero. See above for more information. Rates are subject to change.