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Things to know

Start banking in Australia quickly and securely

Fast

Join fast from your mobile phone

Download the app and you can open ANZ Plus accounts from your phone. You don’t need to go to a branch.

Get started

Easy

Start your banking straight away

If you have Apple Pay or Google Pay, you can use a virtual card to make payments and get cash from ANZ ATMs before your physical card arrives.

See how to add your card

Secure

Security you know you can trust

It’s good to know some of the smartest, toughest security keeps your money and data safe, everyday.

See security features

Join today for free

"Was super easy to open an account"
ANZ Plus customer

Minimum of iOS 15.0 or Android 7.0

QR code to download ANZ Plus app from the app store

Here's what you get with ANZ Plus

Accounts

Two bank accounts

Get two accounts: An ANZ Plus account for your daily spending and an ANZ Save account for your savings.

fees

No monthly account fees*

Unlike some banks, pay no monthly account fees. And no withdrawal fees from major Australian bank ATMs.

app

Digital banking

You’ll get a beautiful app with smart money management tools and help from a Coach if you need it.

Interest

Earn interest on savings

You'll earn 4.90% p.a. interest on money in your ANZ Save account if the balance is less than $250,000^.
You can earn interest this way until 1st September 2024, after which additional criteria will apply that may affect how much interest you earn.

See interest rates

Coach support

ANZ Plus is digital so we don’t have branches. To get help, message a Coach in the app or visit us at one of our ANZ Plus Coaching Labs.

Learn about Coaching Labs

What you don't get

For now, you can't send money overseas from ANZ Plus.
We don't have branches or internet banking, you bank in the app instead.
We don't have joint accounts (yet).

If you need joint accounts or international money transfers, visit anz.com

Open Australian bank accounts with your mobile

When you're in Australia, you can easily join ANZ Plus using your mobile phone.

Get an Australian mobile phone number

Download the ANZ Plus app from the Australian app store

Use your passport and a quick selfie photo for ID

To apply you need:

An international or Australian passport
An Australian mobile number
An Australian residential address
To be on the Australian App Store or Google Play Store

Things to know:

You must be over 15 years old to apply.
If you don't have a permanent address yet, you can join with a temporary address and update it later.
If ANZ Plus isn't right for you, check out our other bank accounts.

FAQs

Yes, you can use the ANZ Plus app overseas if you already have it installed and registered on your device.

If you need to re-register your ANZ Plus app when overseas, you’ll need your Australian mobile number to be active so you can receive the SMS one-time-password.

You’ll also need your Australian mobile number to authorise your digital wallet and some payments. And to receive important communications from our fraud team.

Yes, as a new migrant you can join ANZ Plus if you have an Australian residential address.

You can only download the ANZ Plus app from the Australian Apple App Store or the Australian Google Play Store.

Refer to the ‘ANZ Plus is digital first' section of the ANZ Plus App T&Cs.

^* Transaction fees may apply, see the ANZ Plus and ANZ Save Accounts T&Cs for details of these fees.

^{^} The interest rate that applies to your entire ANZ Save balance may change depending on the daily balance. A lower interest rate will apply across the entire ANZ Save balance if the daily balance is $250,000 or more. You can earn interest this way until 1st September 2024, after which additional criteria will apply that may affect how much interest you earn. Interest rates are subject to change. For more information click here.

Customer reviews are ANZ Plus app ratings in the Apple App Store.