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Earn up to 4.50% p.a.

when you grow your ANZ Plus Growth Saver balance by $100 or more each month (on top of any interest you earn).¹

Join ANZ Plus

When you join ANZ Plus, you’ll get started with two integrated accounts:

ANZ Plus Everyday: A modern transact account designed to help sort your spending

ANZ Plus Growth Saver: A multi-goal savings account designed to help you save more

Download Now

Download the app to join in minutes.

Sky's the limit

There are no tiered limits,¹ you could earn up to 4.50% p.a. on your entire ANZ Plus Growth Saver balance if you meet the qualifying criteria.¹

Smash your goals

The ANZ Plus Growth Saver is designed to help you set and track multiple savings goals – big or small.

Smart ways to save

Keep your savings on track with smart tools and features that can help you reach your goals sooner.

Add a little flexibility to your savings

Choose to add the ANZ Plus Flex Saver account, designed to give you more flexibility to save, earn and pay² while earning a great rate on balances up to $5,000.³

Other things to know

Your other ANZ accounts won’t automatically appear in the ANZ Plus app so you’ll still need to use other ANZ channels such as the ANZ App and Internet Banking to continue your day-to-day banking with them. You can choose to add and view eligible ANZ accounts in the ANZ Plus app using My Accounts. Find out more here.

There are no branches for ANZ Plus. Get support by chatting to a Coach or read our FAQs.

Join ANZ Plus

Download the app to join in minutes.

Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determination and ANZ Plus Deposit Account T&Cs are available for your reference (see links above). You should read them before deciding to apply for or keep these products.

1 We use the effective daily balance of your ANZ Plus Growth Saver account at 11:59pm (AEST/AEDT) on the last business day of the month to determine if you've met the requirement to grow your balance. See the ‘Earning interest’ section of the ANZ Plus Deposit Account T&Cs for more about what’s included in your balance, how interest is calculated and how we work out if you're eligible for bonus interest. See anz.com.au/plus/interest-fees for interest rates. Interest rates are variable and subject to change.

If you're new to ANZ Plus, the ANZ Plus Growth Saver is only available if linked to an ANZ Plus Everyday account.

2 Payment functionality on the ANZ Plus Flex Saver is limited to PayTo, BPAY, Direct Debit, Pay Anyone, and PayID. Card Payments are not available.

3 Different interest rates apply to different parts of the effective daily balance of your ANZ Plus Flex Saver account. A higher rate applies for that part of the effective daily balance that is up to $5,000, and a lower rate applies to that part of your effective daily balance that is above $5,000. Interest rates are variable and subject to change. See the ‘Earning Interest’ section of the ANZ Plus Deposit Account T&Cs for more information about how interest is calculated. See anz.com.au/plus/interest-fees for interest rates. To be eligible for the ANZ Plus Flex Saver account you must be an existing ANZ Plus customer.

Images and features shown are iOS versions. Feature availability and design may differ based on the device, operating system, or ANZ Plus app version. The Searching for a Tagged Transaction feature and Biometric Authentication are currently available on iOS only.