ANZ Online Saver

Start saving with ANZ Online Saver

Make saving even easier by linking your ANZ Online Saver to your ANZ account and save wherever and whenever you like using ANZ goMoney™ for iPhone and Android. Easy banking, anywhere online.

Effective on and from 31 October 2014, ANZ is changing when we pay interest into your ANZ Online Saver account from the anniversary of your account opening date to the last business day of each calendar month. For further information about this change, please refer to InterestPaymentChange.

Apply for an ANZ Online Saver

ANZ Online Saver features:

Manage your savings

ANZ goMoney on Android

Bank on the go
with ANZ goMoney™ app for iPhone and Android.

Apple App Store Google Play

Access your savings

Transfer accounts

Easy access to your money
via ANZ goMoney™, ANZ Phone Banking or ANZ Internet Banking.

Easy way to save

Savings accounts

Interest calculated daily and paid monthly
No minimum balance, no withdrawal fees and no fixed term requirements.

Great tip: You can open multiple ANZ Online Saver accounts if you're saving for multiple goals. 

ANZ Online Saver is covered by the Australian Government Deposit Guarantee Scheme2.

About interest rates & fees

Interest rates

Interest rates shown below only apply to ANZ Online Saver.

Amount Variable interest rate3
Interest rate on all balances loading product data(View current rates)

Interest is calculated daily and paid monthly.

Fees and charges

Monthly account service fee $0
Minimum balance n/a
Included ANZ Transactions per month Unlimited ANZ GoMoney™ 4, ANZ Phone and ANZ Internet Banking Transactions (as defined in the ANZ Personal Banking Account Fees and Charges (PDF 136kB) booklet

To get access to your savings, your ANZ Online Saver account needs to be linked to your eligible ANZ account(s)5; Access Advantage, Access Select, Access Basic, ANZ Pensioner Advantage, Progress Saver, V2 PLUS, Premium Cash Management Account or Everyday Visa Debit.

To open an ANZ Online Saver account you must:

  • Be aged 12 years or over; and
  • Living in Australia.

Non-Australian resident
If you're currently overseas but planning to move to Australia, simply apply for an ANZ Access Advantage and ANZ Online Saver account prior to your arrival. Visit our 'Moving to Australia' information section to begin your account application.

Alternatively call 61 3 8699 6943 from 8.00am to 8.00pm (AEST) Monday to Friday.

If you're not an existing ANZ customer, you won't be able to withdraw funds from your ANZ Online Saver account until you complete ANZ's Customer Identification Process.

How to apply

Apply online


Apply now

You'll need 10 to 15 minutes to complete this application.


On the phone

Call 1800 008 177, Monday to Friday, 8am to 8pm (AEST).

Important information

Terms and conditions are available on application. Fees and charges apply. Not 
available to business customers.

  1. Temporary service disruptions may occur.
  2. Deposit accounts with ANZ with balances of up to and including A$250,000 in
    total are guaranteed by the Federal Government without charge. The guarantee applies to the total balance held in one or more ANZ deposit accounts by each legal entity, up to a maximum amount of A$250,000. For further information
    please refer to the Financial Claims Scheme.
  3. Rate is variable and subject to change.
  4. Using ANZ goMoney™ will not incur any additional fees charged by ANZ. You may incur charges from your mobile service provider for downloading
    and using ANZ goMoney™.
  5. ANZ Online Saver is only open to customers who are the account holders of, or signatories to, eligible ANZ deposit accounts with ANZ Internet and/or Phone
    Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access
    Select, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver,
    ANZ V2 PLUS, ANZ Premium Cash Management Account and ANZ Everyday
    Visa Debit. Terms and conditions and fees and charges apply to the eligible

ANZ goMoney™ is provided by and is a trademark of ANZ. ANZ goMoney™
for iPhone is only available from the App Store. iPhone is a trademark of
Apple Inc., registered in the U.S. and other countries. App Store is a
service mark of Apple Inc. ANZ goMoney™ for Android™ is only
available in Google Play™. Android and Google Play are trademarks 
of Google Inc.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
ANZ recommends you read the Terms and Conditions and the
Financial Services Guide (PDF 512kB) which are available at or by
calling 13 13 14, before deciding whether to acquire, or continue to hold,
the product.

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