ANZ Progress Saver

Earn bonus interest when you stick to your savings plan

ANZ Progress Saver with bonus interest rate

If you’re serious about saving for a goal and don’t need regular access to your money, an ANZ Progress Saver could be the account you’re looking for.

Apply now

Bonus Rate

The ANZ Progress Saver account pays a loading product data(View current rates) bonus rate in addition to our 0.01% p.a. base rate1.

You qualify for bonus interest when you make at least one single deposit of $10 or more in a month and there are no withdrawals, fees or charges processed to the account in that same month1.

Interest on ANZ Progress Saver is calculated daily and paid monthly1.

ANZ Progress Saver bonus rate icon

You get

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Ease and flexibility to set regular transfers from your ANZ Access Advantage account so you can control when and how much you save
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24/7 access via free ANZ Internet Banking
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Savings graph with every statement to help you track your progress
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Rewarded for saving with bonus interest1 calculated daily, making every dollar you save work harder for you

You pay

More information - download the ANZ Personal Banking Account Fees and Charges (PDF 132kB).

Changes to ANZ Progress Saver

On 30 April 2014, changes to when ANZ Progress Saver pays interest (base and bonus) and charges interest and fees were made. View further details of this change and a guide on ensuring you receive bonus interest.

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Access your money

Bank on your iPhone or Android. Anytime, anywhere5.
Convenient, cost effective and secure banking.
Prefer to bank in person? Visit one of our branches.

How to apply

Visit an ANZ branch
Visit an ANZ branch or call us on 1800 008 177, Monday to Friday, 8am to 8pm (AEST).
Call us on 1800 008 177, Monday to Friday, 8am to 8pm (AEST).

ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF 104kB) before acquiring the product.


To open an ANZ Progress Saver account online, you must:

  • be an Australian resident, with an Australian address - who can complete the ANZ Customer Identification Process in Australia upon opening the account or be an existing ANZ customer
  • open your account with a minimum $10 deposit.

If you would like to open an account for a child under 12, the account should be opened in the name of an adult in trust for the child.

The account must be used wholly and exclusively for private or domestic purposes.

Important information

Terms and conditions are available on application. Fees and charges apply.

1. Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change.

2. Additional ANZ Transactions charged as: Electronic Transactions $1.00 each and Staff Assisted Transactions $2.50 each. ANZ Transactions, Electronic Transactions and Staff Assisted Transactions are defined in the ANZ Personal Banking Account Fees and Charges (PDF 132kB) booklet.

3. Deposit accounts with ANZ with balances of up to and including A$250,000 in total are guaranteed by the Federal Government without charge. The guarantee applies to the total balance held in one or more ANZ deposit accounts by each legal entity, up to a maximum amount of A$250,000. For further information please refer to the Financial Claims Scheme.

4. Rate is variable and subject to change.

5. ANZ goMoney™ is provided by and is a trademark of ANZ. ANZ goMoney™ for iPhone is only available from the App Store. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. ANZ goMoney™ for Android™ is only available in Google Play™. Android and Google Play are trademarks of Google Inc.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

Looking for other ways to save?

Choose from the following three alternative savings options:


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