ANZ

ANZ Home Loans

ANZ has a range of home loans to suit your needs, whether you are buying your first home, upgrading or simply want the best loan to help you save money.

The table below outlines the main features of our home loans. Click on the name of each loan for more information.

Compare ANZ Home Loans

	Variable Rate	Simplicity PLUS	Fixed Rate	Land Loan
Description	Fully featured variable rate loan	Low variable rate ‘no frills’ loan	Interest rate is fixed for terms up to 10 years	Fully featured variable rate land loan
Interest Rate (% p.a.)	9.47	8.77	1 yr 9.10 10 yrs 9.85	9.47
Comparison Rate^{™ *}(% p.a.)	9.56	8.81	1 yr 9.48 10 yrs 9.88	9.56
Additional repayments			#
Loan Approval Fee Discounts available - refer to fact sheets	$500	$500 (no discounts available)	$500	$500
Loan Administration Charge	$5 per month	Nil	$10 per month (Applies during fixed interest rate period)	$5 per month
Maximum loan amount of property value	95%	95%	95%	90%
100% Mortgage Offset ##			1 yr fixed rate only
Interest Only payments	Up to 10 yrs	Up to 10 yrs	Up to 10 yrs	Up to 3 yrs
Redraw facility			Only after fixed rate period


Call us direct ANZ Personal Mortgage Manager We come to you Visit an ANZ branch Download application form Apply online			How much can I borrow? What are the costs? Which loan is right for me? Get pre-approval Search for a property The buying process

* This Comparison Rate is for a loan of $150,000 over 25 years. WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. A Comparison Rate schedule is available at any ANZ branch.

# May incur Early Repayment Costs and Fees.

## Minimum $5,000 to invoke offset with ANZ Home Loan Interest Saver Account.

© Copyright Australia and New Zealand Banking Group Limited (ANZ) 100 Queen Street, Melbourne 3000, ABN 11 005 357 522, 1996-2008. ANZ's colour blue is a trade mark of ANZ. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
ANZ recommends you read the Product Disclosure Statement and the Financial Services Guide before acquiring the product.

ANZ

The ANZ website contains the following categories:

The Personal category contains the following sections:

In this section

Home Loans