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Applying for home loan pre-approval can give you a good idea of how much you could afford to borrow, so you know your limits when house hunting.
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Many home buyers apply to get pre-approvaldisclaimer(also called approval in principle or conditional approval) when they start house hunting. Pre-approval could give you an indication of your borrowing power, so you can make an offer on a property with extra confidence.
In our pre-approval frequently asked questions we explore the what, why and how of applying for pre-approval for a home loan.
To get your pre-approval application started, tell us a bit about yourself and the loan you'd like – it'll take just 5 minutes – then we'll call you back within 24-48 hours to help keep your application moving.
Remember, you must be over 18 years and an Australian or New Zealand citizen or permanent resident to apply.
Your details have been submitted successfully.
Congratulations, you’ve taken the first step on your home loan journey. We will call you within 24 – 48 hours to take the next steps on your pre-approval application with you over the phone. This call may take up to one hour.
See below for more information on the financial & other details you will need to have handy for our call and to complete your pre-approval application.
Sorry something went wrong. Please try to submit your request again.
Once we've received your Quick Start application, one of our home loan specialists will call you and will ask for the following information.
(PDF) Home Loan Application form
Applying for an ANZ Home Loan? Download this application form.
Quick start your application for pre-approvaldisclaimer, a new home loan or to refinance or top up your existing ANZ home loan. Or if you’d like to chat, our home loan specialists can call you back.
Connect with a mobile lenderdisclaimer
Find your branch or ANZ Home Centre
Call us
Monday - Friday 8am to 8pm (AEST)
You can also chat to an ANZ accredited broker for help with your home buying, investing or refinancing needs.
Get practical tips to help you in your property journey, whether you're just starting out, ready to buy, or trying to sell.
Get a price range estimatedisclaimerof how much a property could sell for, with options to estimate equitydisclaimerif you already own property.
The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product.
Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527.
ANZ may provide pre-approval (also known as approval in principle or conditional approval) to eligible customers who apply for an ANZ home loan and complete an application form and satisfy any other applicable requirements. Pre-approval is an approval for a loan subject to conditions being met, including that security is satisfactory to ANZ. Australian Credit Licence Number 234527.
ReturnThe rate shown is the Simplicity PLUS Home Loan index less the applicable special offer discount. Rates are subject to change. Eligibility criteria apply to special offer discounts, including $50,000 or more in new or additional ANZ lending. Offers can be withdrawn or changed anytime.
ReturnANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.
ReturnA property price range estimate is an estimate only. It is based on certain available information and is not a valuation of a property or guarantee of its market value or future sale price. Price ranges and predictions may change daily and the actual sale price (if the property is sold) may be different.
ReturnEquity in your home is calculated as the difference between the value of your home and the amount you have left to pay on your home loan at the time the calculation is performed. Estimated equity ranges are estimates only and may not be available for all properties. They are based on certain available information and dependent on the current loan amount data that you input into your ANZ Property Profile Report request form, calculated against the price range estimate. Estimated equity ranges are not confirmation as to the equity you may have in a property or a guarantee of the equity available should a property be sold.
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