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ANZ Share Investment Loan

Embrace the potential to accelerate your wealth by obtaining a loan to fund your trades.


Access your ANZ Share Investing account

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Benefits for you

Magnify your wealth potential

An ANZ Share Investment Loan allows you to leverage the existing investments or equity you already have, to increase your available funds to invest.

Potential to save on tax

Interest incurred on your ANZ Share Investment Loan may be tax-deductible.


Easy access to your account

Speak to your own dedicated Account Manager or access your account online at any time.

The option to diversify

If you have four or more ANZ-approved stocks in your portfolio and you meet certain eligibility criteriadisclaimer,  you may be able to access more ASX-approved shares as security, which often have higher loan-to-value ratios (LVRs). Use this increased security value to continue expanding your portfolio or as an all-important cushion against the possibility of a margin call.

Details at a glance

A margin loan may be suitable if you:

  • Are confident managing your own portfolio
  • Have a strong credit history
  • Are an individual, joint account, company or unregulated trust
  • Want to magnify your exposure and are comfortable with added risks

Minimum loan amount:


Variable interest rates from:


* Current as at date of publishing

More rates and fees

Want more details? Check out the ANZ Share Investment Loans booklet (PDF, 198kB).

Know the risks

Margin loans carry risks. These can include:

  • The value of your portfolio can fall instead of rise.
  • The potential for accelerated returns means that potential losses are accelerated too.
  • If the value of the shares or managed funds you have as security for the loan drops below a certain point, a margin call will be triggered. In this case, you’ll need to add further security or sell shares or managed funds.
  • You may lose some or all of your capital invested
  • If you don’t meet a margin call within 24 hours, we can sell some or all of your investments used to secure your loan.

Want more details?

Check out the ANZ Investment Lending Terms and Conditions (PDF, 309kB) and ANZ Investment Lending Product Disclosure Statement (PDF, 103kB).

ANZ recommends that you obtain professional financial advice prior to making a decision to acquire a margin loan.

How to apply

To apply for an ANZ Share Investment Loan, you’ll need to complete the online application form. In your application, when asked how you will fund your trade, choose the ANZ Share Investment Loan option.


Apply now

Tools & support


Find out about ANZ Share Investing products, platforms and tools.

Frequently asked questions

Get answers to some of our most commonly asked questions.

Contact us

Have further questions? We’re here to help. Call us on weekdays, 8am - 6pm (Sydney/Melbourne time) or send us an email.

Start investing today

Apply for an ANZ Share Investment Loan online

Select ‘trade with a loan’ when opening your ANZ Share Investing account.

Apply now

Access your account

Log in to manage your share portfolio, invest in shares and more.

Log in

Talk to us

Our customer support team are here to help.

Call 1800 639 330

Monday - Friday, 8am - 6pm (Sydney/Melbourne time)

Email us

If you have any questions, you can also send us an email.

Send us an email

The ANZ Share Investing service is provided by CMC Markets Stockbroking Limited ABN 69 081 002 851 AFSL 246381 (CMC Markets Stockbroking), a Participant of the Australian Securities Exchange (ASX Group), Sydney Stock Exchange (SSX) and Chi-X Australia (Chi-X) at the request of Australia and New Zealand Banking Group Limited ABN 11 005 357 522 (ANZ). Disclosure documents relating to ANZ Share Investing products and services are available on or by calling us on 1300 658 355. ANZ is the issuer of the ANZ Cash Investment Account and ANZ V2 PLUS Account. The obligations of CMC Markets Stockbroking are not guaranteed by ANZ. CMC Markets Stockbroking and ANZ are not representatives of each other.

The ANZ Share Investment Loan is provided by Australia and New Zealand Banking Group Limited ABN 11 005 357 522, AFSL 234527 ("ANZ").

An ANZ Share Investment Loan is subject to investment risks, including possible losses in income, capital invested and additional liability for the loan. We therefore strongly advise you talk to your financial planner, tax adviser and/or stockbroker and ensure you understand the risks, the specific tax implications as well as the legal and financial ramifications of a share investment loan.

ANZ does not give personal advice about the ANZ Share Investment Loan or it's tax implications. This information is of a general nature and has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of the information, having regard to your objectives, financial situation and needs. ANZ recommends that you read the ANZ Share Investment Loan Product Disclosure Statement and the ANZ Investment Lending Terms and Conditions which are available at or by calling the Client Services Team on 1800 639 330 between 8.00am and 6.00pm (Sydney/Melbourne time) during ASX trading days before deciding whether to acquire, or to continue to hold the product.

All ANZ Share Investment Loan applications are subject to ANZ’s credit approval criteria. Fees and charges apply and are available here or by calling the Client Services Team on 1800 639 330 between 8.00am and 6.00pm (Sydney/Melbourne time) during ASX trading days.

The diversified portion of your portfolio is determined by ANZ with reference to:

  • your portfolio complying with the minimum number of 4 approved securities requirement
  • the requirement that no approved security can exceed 25% of the diversified portion of your portfolio
  • the requirement that restricted securities cannot account for more than 50% of the diversified portion of your portfolio; and
  • if any of the above applies, the approved securities in excess of those limits will be excluded from the diversified portion of your portfolio and the standard LVR will apply.

The Portfolio Security Value with the Diversified feature applied will generally be higher, though never lower, than a standard ANZ Share Investment Loan. To see the extended list of stocks available under the Diversified feature and compare the LVRs with the standard ANZ Share Investment Loan, please visit