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Changes to ANZ rates, fees and agreements
Changes to the cash handling fee
We’re making changes to the cash handling fee, effective from 1 May 2024.
See below for a summary of the changes.
Cash handling fee |
Current fee |
New fee |
Charged per account on the cumulative cash deposits processed to that account during a Banking Business Day |
0.50% of the full cash amount deposited if total amount exceeds $5,000.00 |
0.15% of the full cash amount deposited if total amount exceeds $15,000.00 |
This fee will be charged to your account where the cash was deposited at the end of the day.
The Disclosure of Fees and Charges Customer Banking Services will be updated to reflect this change and will be available from 1 May 2024 on our fees and charges page and in our branches upon request.
Changes to the ANZ Electronic Banking Conditions
We are removing the requirement to notify customers of functional changes or upgrades to electronic banking services, from the ANZ Electronic Banking Conditions.
This change will take effect on 8 April 2024.
The updated ANZ Electronic Banking Conditions will be available online, from 8 April 2024.
Changes to ANZ fixed interest rates
We’re reducing the 1-year fixed interest rates on ANZ Home Loans and Residential Investment Property Loans, effective 16 January 2024.
See below for a summary of the changes.
ANZ Home Loans
|
Current interest rate |
New interest rate |
1-year fixed interest rate |
4.15% p.a. |
3.95% p.a. |
All interest rates are advised on a per annum (p.a.) basis. ANZ lending criteria, terms and conditions and fees apply.
ANZ Residential Investment Property Loans
|
Current interest rate |
New interest rate |
1-year fixed interest rate |
4.15% p.a. |
3.95% p.a. |
All interest rates are advised on a per annum (p.a.) basis. ANZ lending criteria, terms and conditions and fees apply.
These changes will be reflected on our interest rates page from 16 January 2024.
If you have any questions, please do not hesitate to contact us on 132 411 (local), +679 321 3000 (overseas) or visit an ANZ branch.
Changes to ANZ fees and charges
We’re making changes to some of our fees and charges for personal, business and commercial customers. These changes will come into effect from 1 December 2023.
The main reason behind those changes is to simplify the way our fees and charges work, or to reduce or remove them entirely.
We have summarised the changes below.
- Reducing the cost of fees for certain services;
- Introducing a fee for cash handling that reflects the cost of providing this service;
- Increasing certain fees to better reflect the cost to us of providing those products and services and where there are alternative options available to our customers that do not have a fee;
- Combining similar fees to reduce complexity;
- Changing fee charging frequency from quarterly to monthly for some fees;
- Simplifying retail loan approval fees, so that all of our customers are charged the same fee for all loan amounts, and are not charged more for higher loan amounts;
- Simplifying business and commercial fees to reduce complexity; and
- Removing fees for certain services; and
- Making some other changes to the documents.
Further detail of these changes can be found on our fee changes page. If you have any questions, please do not hesitate to contact us on 132 411 (local), or +679 321 3000 (overseas) or visit an ANZ branch.
The following documents will be updated to reflect these changes.
- ANZ Savings & Transaction Products Terms and Conditions,
- Disclosure of Fees and Charges Customer Banking Services, and
- Disclosure of Fees and Charges Lending and Credit Cards.
Updated copies of these documents will be available from 1 December 2023 on our fees and charges page or our product terms and conditions page and in our branches upon request.
Changes to the ANZ Pacific POS Merchant Services Terms and Conditions
Effective from 1 July 2023
We’re updating the ANZ Pacific POS Merchant Services Terms and Conditions to include specific terms and conditions for merchant-initiated recurring transactions. These changes will be effective from 1 July 2023.
For any information on merchant-initiated recurring transactions, please contact our ANZ Digital Channels team on FijiEBS@anz.com.
The updated ANZ Pacific POS Merchant Services Terms and Conditions will be available on our product terms and conditions page from 1 July 2023.
Changes to ANZ interest rates
We’re reducing the interest rates on Pacific Savings Accounts, Priority Cash Management Accounts and Term Deposits, effective 1 July 2023.
We’ve summarised the changes below.
Pacific Savings Account
|
Current interest rate |
New interest rate |
Bonus rate |
0.45% p.a. |
0.15% p.a. |
All interest rates are subject to change. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply.
Priority Cash Management Account
Amount |
Current interest rate |
New interest rate |
$25,000-$49,999.99 |
0.15% p.a. |
0.10% p.a. |
$50,000-$99,999.99 |
0.25% p.a. |
0.15% p.a. |
$100,000+ |
0.45% p.a. |
0.20% p.a |
All interest rates are subject to change. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply.
Term Deposits
Term |
Current interest rate |
New interest rate |
1 to less than 3 months |
0.10% p.a. |
0.05% p.a. |
3 to less than 6 months |
0.10% p.a. |
0.05% p.a. |
6 to less than 9 months |
0.10% p.a. |
0.05% p.a. |
9 to less than 12 months |
0.20% p.a. |
0.15% p.a. |
12 to less than 18 months |
0.30% p.a. |
0.25% p.a. |
18 to less than 24 months |
0.30% p.a. |
0.25% p.a. |
24 to less than 36 months |
0.30% p.a. |
0.25% p.a. |
36 to less than 48 months |
0.30% p.a. |
0.25% p.a. |
48 to less than 60 months |
0.30% p.a. |
0.25% p.a. |
60 months |
0.30% p.a. |
0.25% p.a. |
All interest rates are subject to change after the fixed term. All interest rates are advised on a per annum (p.a.) basis. ANZ terms and conditions and fees apply.
These changes will be reflected on our interest rates page from 1 July 2023.
If you have any questions, please do not hesitate to contact us on +679 321 3000 or visit an ANZ branch.