Car insurance

Value for money car insurance

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With ANZ Car Insurance you’ll be prepared for those surprises you meet on the road, whether you are on the highway or your own driveway.

Take a look at our comprehensive range of benefits:

  • Your choice of repairer.
  • Car towing services.
  • Use of genuine parts, where possible.
  • Theft or damage of personal belongings.
  • Your legal liability for loss or damage to another person's car or property.
  • Cover for car hire costs for 'not at fault' accidents or after theft or attempted theft of your car.
  • Emergency travel and accommodation.
  • New car following a total loss1.
  • Protection against damage or loss of baby capsules and child seats.
  • Choice of agreed or market value.
  • Cover for keys, locks and barrels.
  • Windscreen protection.
  • No Claim Bonus protection or Lifetime Bonus protection (if selected).

Get an online car insurance quote today.

Have you considered...

1Please refer to the Product Disclosure Statement (PDS) for further details as conditions apply.

Depending on your needs, you can choose one of three levels of  ANZ Car Insurance cover:

Cover options Choice of cover
Comprehensive cover Protection for many types of damage (accident, theft and fire) to your car and its contents. Also covers damage to another person's car or property.
Third Party Property Damage, Fire and Theft cover Protection for fire and theft only. Also covers damage to another person's car or property.
Third Party Property Damage cover Protection for the bare essentials as well as damage to someone else's car or property.

Paid for extras available with comprehensive cover

  • Car hire following an ‘at fault’ accident.
  • No Claim Bonus protection – your No Claim Bonus is not affected if one at fault claim is made during your insurance period. Eligibility criteria apply.
  • Lifetime No Claim Bonus protection - your No Claim Bonus is not affected by any at fault claims made during your insurance period. Eligibility criteria apply.

Flexible insurance payment options available

  • Pay by the month - at no extra cost.
  • Multiple policy rebate - provides you with greater savings!

  • Earn bonus points - by paying your premium with your ANZ Frequent Flyer or ANZ Rewards cards1.

  • Choice of excess - to suit your needs.

Get an online car insurance quote today.

Have you considered...

1Reward Points and Bonus Reward Points accrue in accordance with the relevant credit card terms and conditions. 

Making a claim under your ANZ Car Insurance is simple just contact the Claims Assistance Service by:

Please have all relevant information you need to support your claim.

It is important to make your ANZ Car Insurance claim as soon as possible as any delays may reduce the amount that is payable or prevent a claim being paid. If you need emergency repairs, assistance may be provided through preferred repairers and suppliers. The dedicated car insurance claims team will be happy to help.

Have you considered...

 

These frequently asked questions provide useful information about ANZ Car Insurance.

How is my ANZ Car Insurance premium calculated?

Your  ANZ Car Insurance premium is calculated based on many factors including:

  • the type of cover and excess you have chosen, including any options you have added
  • the value, the age, the make and model of your vehicle
  • where your vehicle is kept and what it is used for
  • if there are any modifications, manufacturer options or accessories
  • the age, driving experience and insurance history of the drivers
  • whether you have nominated a market or agreed value for your vehicle.
How can I pay my ANZ Car Insurance premium?

You can choose to pay your ANZ Car Insurance premium in:

  • one lump sum by credit card or direct debit, or
  • monthly instalments by credit card or direct debit, at no extra cost.
What is the difference between 'Agreed Value' and 'Market Value'?

Agreed Value is the fixed amount we agree to insure your vehicle for as shown on your current schedule.

Market Value is the amount of money it would cost to replace your vehicle in your local area with the same make and model at the time of a total loss. We will take into account the condition of your vehicle.
How can I reduce my comprehensive car insurance premium?

To reduce your premium, you could:

  • nominate up to two drivers 30 years of age or over1
  • select low kilometre option or
  • choose a higher excess.
Do you offer a $0 excess?

No, a $0 option is not offered on ANZ's range of insurance policies.

Have you considered...

1Under this Policy we will not cover any loss, damage or liability if your vehicle is driven by someone who is under 30 years of age, except in exceptional circumstances set out in the PDS.

ANZ Car Insurance is co-issued by OnePath General Insurance Pty Limited (ABN 56 072 892 365, AFSL 288160) ('OnePath General Insurance') - phone 13 20 62, and QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) ('QBE') - phone 13 37 23. Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) ('ANZ') is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath General Insurance is owned by ANZ – it is the issuer of the product but is not a Bank. This product is not a deposit or other liability of ANZ or its related group companies and none of them stands behind or guarantees the issuer.

The information provided is general in nature and does not take into account your personal needs and financial circumstances. You should consider whether ANZ Car Insurance is right for you by reading the ANZ Car Insurance Product Disclosure Statement (PDF 528kB) before acquiring or continuing to hold the product, which is available by visiting any ANZ branch, by calling 13 16 14 or by visiting anz.com.

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