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Living expenses calculator
Knowing how you spend your money can help you budget and plan for your future financial goals, like buying a home.
This tool can help you consider the costs that make up your lifestyle and should take around 10 to 15 minutes to complete. You might like to have your bills and statements handy before you start.
Remember to print or save a copy of your expenses for your own records or to bring to a future ANZ appointment.
Statement of position
Understanding how you spend your money can help you budget and plan for your future financial goals, like buying a home. This tool can help you consider the various costs that make up your lifestyle and help us understand your overall financial position (which we call a ‘statement of position’) when we are assessing your home loan application. You need to gather various pieces of documentation, such as your payslips, bills and credit card and bank statements, before you start using the tool.
Need to speak to a specialist?
Provide us with your details and one of our home loan specialists will get in touch. They can discuss issues including:
- Applying for a home loan
- Managing your existing loan
- Refinancing your home loan
- Interest rate enquiry
As well as any other home loan queries you may have.
Call back time is 1-3 business days.
Quick start application
Begin your home loan application journey by providing details about:
- You
- Your financial situation
- The loan you're applying for
One of our home loan specialists will then be in touch to progress with your application.
Call back time is 1-3 business days.
Are you an ANZ business customer?
Learn more about our home loans for business owners, or speak to our specialists who understand self-employed income.
Other ways to get in touch
Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian credit licence number 234527.
ANZ Mobile Lending representatives operate as ANZ Mortgage Solutions, independently operated franchises of ANZ.
The results generated by using this tool are a general guide only and assume that the information you provide is complete and accurate. You do not have to use this tool in order to apply for a home loan with ANZ, and using this tool to estimate expenses does not give you pre-approval (or any other approval) for a loan. ANZ does not store the information you provide in this tool or use it for the purposes of assessing your application. You will be required to provide information about your expenses (and income and other matters) if you apply for a home loan.
ANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.
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