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The ANZ App

Join over 3 million users who are taking care of the day to day with the ANZ App. Just like that.

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PayID and Osko

Do more with your card

Features you'll love

Everyday features

Save for a goal

What's new



Get paid fast with PayID

  • Create a PayID to get paid in as little as a minute
  • Create a PayID to help you get paid more quickly – it can be your mobile or email in the ANZ App. That's a lot easier to share and remember than your BSB and account number. Head to Profile in the app to get started.

  • Tell your mates to pay to your PayID
  • When you just want to get paid back fast you can tell your mates to pay your PayID. If they're with ANZ, let them know that they can pay you in the app by tapping Pay, then +, then choosing mobile or email and popping in your details. If they're not with ANZ, they'll need to take a look in their banking app to get it sorted.

Pay someone in as little as a minute with PayID

  • No need for a BSB and account number
  • Remembering a mate's BSB and account number is paynful, but you can pay their mobile number instead with PayID. Open the ANZ App and tap Pay, then +, then choose mobile or email depending on how they created their PayID.

    You can also shake things up by adding emojis to your messages when you make PayID payments. Thumbs up!

Features to help you better understand your spending

Ever looked at your transactions and wondered what they actually meant? We've made them easy to understand so that you can quickly recognise your transactions. See more info about your purchase and get in touch with the business in a few taps if you need to.

Plus, you can search your transactions to triple-check that you actually paid that bill. Handy!

Get your card, get tapping and make the most of it

Activate your card and set your card PIN in a flash

  • You can activate eligible ANZ cards in the app – tap More on the Accounts screen, then Activate Card. Just like that.
  • Once you’ve activated your new eligible card, you can set your card PIN straight away. No need to wait for your card PIN in the mail!

See how

Temporarily block and unblock your card

  • Misplaced your card? No worries. You can temporarily block your card to keep it safe while you look for it. Then unblock your card in the app in a flash when you find it again.
  • If you can’t find your card, let us know immediately and we’ll cancel the card. Give us a call from the app and you'll be put straight through with your identity already confirmed. Phew!

See how

Get on top of your to-do list

New details? No worries!

  • Did you know you can update your details including your home, work or mobile number, and email address in the ANZ App? It's all in one place – your Profile. 
  • By keeping your details up to date, we can get in touch with you when it matters most. For example, to send you a confirmation code or to let you know if your account is overdrawn.

Take control of your profile

  • Forgot your password? We've all been there. You can securely reset your ANZ App PIN or change your ANZ Internet Banking password in Profile. 
  • Stay secure by deregistering your lost (or old) phone – you guessed it. It's in Profile in the ANZ App.

Saving for something?

Find out more


Set a savings goal in the ANZ App

  • Goals in the ANZ App can help you set a savings goal and stay on track to reach it. That much-needed holiday or your new home won’t feel so far away when you know what you need to save and how you’re progressing.

See how

Create a goal and make it yours

  • Choose what you’re saving for and give it a name. You’re more likely to achieve your goal if you know what you’re working towards.
  • Add a target amount and date so you know how far you have to go. We’ll let you know how much you’ll need to save each week, fortnight or month. Then add an image so that you can keep your eyes on the prize! 

More features you’ll love

Easily track your daily spending

The little purchases all add up which is why we've created ANZ Spendi. Set a daily budget on an account, then ANZ Spendi will show you the daily spending and how you’re tracking.

The support you need, the way you like it

We’ve answered your most common questions so you don’t have to look far for the answers. And if you have a question about your everyday banking, ask us by fast-tracking your call straight to a specialist, with your identity already confirmed.

An app that's been built with everyone in mind

The ANZ App supports Dynamic Type so that you can increase or decrease the font size. You can also hear your balances and make transfers or payments with VoiceOver and TalkBack.

View your statements anytime

You can use the ANZ App to view statements from up to seven years ago. You can also send them via email or save them to your device.

See how

Looking for cardless cash?

We've made it easier to get cash out of an ANZ ATM – without your card! Just tap your digital wallet with an eligible ANZ Visa debit or credit card. Cha-ching!

Find out more

Home loan details that matter

Feel more informed and in control of your home loan. See your interest rate, repayment amount and frequency, and other details in the ANZ App.  

What's New

We’re saying goodbye to 2020 with a gift for you. It’s a new version of the ANZ App! Here’s some of what’s new in Version 4.30.0:

  • You can now join ANZ with just your Australian driver’s licence, phone and the ANZ App*. Nifty.
  • Easy on the eyes in more than one. Support on iOS has had a few tweaks so that it looks better if you’re using Dark Mode.
  • Oops! The app was occasionally crashing when you chose an account then tapped Manage. We’ve fixed that now.

*Eligibility criteria, terms and conditions apply. Fees and charges apply. See for more


Take care of the day to day with the ANZ App

Join over three million users who are using the app to get on top of their money. You can see more information about your purchases, make payments in as little as 60 seconds with PayIDdisclaimer, temporarily block and unblock your card, and so much more. 

Download the app now.



Frequently Asked Questions

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Using the ANZ App

Find out how you can do more with the ANZ App

Sometimes you just need someone to show you how things work. Which is why we created a range of demo videos to show you how to tick things off your list using the ANZ App.

See all our demo videos

The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

ANZ App for Android is only available on Google Play™. ANZ App for iPhone is only available from the App Store.

Apple, Apple Pay, Apple Watch, Face ID, iPad, iPhone and Touch ID are trade marks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trade marks of Google Inc.

Available when the sending and receiving accounts are capable of processing faster payments. Not available on some ANZ accounts, including ANZ One, ANZ Home Loans and ANZ Personal Loans. Technical interruptions may occur.

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