Home owners
Consider using other accounts to make payments, accessing funds through redraw, reducing your repayments, switching to interest only payments, or fixing your rate temporarily.
Business owners
We’ve complied a range of suggestions and Government information that may be useful for your business.
Banking through COVID-19
Bank the way that works for you with a range of online and self-service options.
Our COVID-19 customer support: statement of intent (PDF, 104kB) explains how we are supporting you through this challenging time.
What you need to know about restarting your repayments
The ability to pause home loan repayments brought welcome relief to many in 2020. But as the deferral period ends, here are some tips to help you prioritise your repayments.
Why I focussed on my debt when times got tough
Celebrity trainer, Libby Babet, paused her home loan repayments when times got tough. But as soon as she could, she prioritised repaying her debt, knowing it could save her money in the long run.
Fine tuning your home loan
No prep, no paperwork. An ANZ Home Loan Check-In 15-minute chat could help you find ways to fine-tune your home loan.
Estimate my home loan repayments
Use our calculator to see how you may be able to adjust your home loan repayments.
Manage your personal loan
Consider options like reducing your repayment to the minimum repayment amount to help manage your finances through this time.
Stay on top of your credit card
Consider options like transferring to a card with lower interest rates, lowering your credit limit or setting up direct payments to stay on top of things.
If you’re struggling to pay the bills or worried about making your repayments, applying for financial assistance might be the right step.
You might want to apply if you’ve experienced:
- loss of income such as losing your job or experiencing a pay reduction, reduced hours or a downturn in a business
- family matters such as separation, divorce, loss, domestic violence or carer obligations
- financial difficulty such as an unexpected expense arising
The information set out above is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on the information, you should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. By providing this information ANZ does not intend to provide any financial advice or other advice or recommendations. You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances.