Someone contacts you (via phone, text, email, letter or social media message) to tell you that you have won an online competition or lottery draw. But before you can get your prize money, you’ll have to pay a fee to claim your prize. The prize money doesn’t exist and the funds you’ve sent are lost.
Someone claiming to be a lawyer gets in touch with you, letting you know that you’re the last living relative of a wealthy person who’s passed away. You're entitled to inherit their fortune, but in order to receive it you need to pay some legal fees. In reality, there is no inheritance and the money you send goes straight to the scammers.
Sellers post classified ads for items such as pets, cars, bikes and rental properties. These ads look legitimate with detailed information, attractive photos and a great offer of a low price.
If you contact the seller, they may claim to be travelling or say they’ve moved overseas recently. They then may say that an agent give you the goods once they get your payment. You pay them and get sent a professional-looking email receipt, but your goods never arrive and the seller disappears, with you having no way to contact them.