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ANZ Super Update

Additional information on the transfer to Retirement Portfolio Service


What’s happened?

On 13 April 2019 OnePath Custodians Pty Limited (OnePath Custodians) completed the internal transfer of your product from the OnePath MasterFund to the Retirement Portfolio Service (RPS) superannuation fund. OnePath Custodians approved the transfer as it was satisfied that it was in members’ best interests and members are provided with equivalent rights to benefits in RPS.

This change simplifies our superannuation business by reducing the number of superannuation funds we offer, and enabled the the sale of ANZ’s life insurance business (OnePath Life Limited) to Zurich Financial Services Australia Limited (Zurich) which occurred 31 May 2019.


For further information, access frequently asked questions (PDF 727 kB) and a timeline (PDF 153 kB) of key events.

ANZ sold its life insurance business to create a simpler business focused on becoming the best bank for its customers, while continuing to provide access to wealth solutions from specialist providers. The sale means that OnePath Life Limited (OnePath Life) is now owned by Zurich.

A reminder that the key features of your product remain the same, for example:

  • the brand and name of your product
  • fees and costs including any Adviser Service Fee arrangements
  • the current investment option/s and the underlying investments
  • your instructions to invest future contributions 
  • how you and your employer make contributions
  • any insurance cover you have through your super.

About Zurich

The sale of ANZ’s life insurance business to Zurich occurred on 31 May 2019. The sale means that OnePath Life is now owned by Zurich and OnePath Life remains the provider of your insurance. Your policy remains the same with no change to your cover or premium as a result of the sale to Zurich.

Zurich is a member of the Zurich Insurance Group, a global insurance specialist formed in Switzerland in 1872, with a heritage in Australia dating back to the 1920s. Zurich has a presence in more than 210 countries and territories around the world, and has more than 145 years’ experience in insurance.

Zurich is one of Australia's largest retail life insurers and now services more than 1.5 million Australian customers.  Find out more at


Super contribution instructions

Following the recent transfer of ANZ super products to the Retirement Portfolio Service superannuation fund, some employers have experienced issues when submitting superannuation contributions.

Employers may need to remove existing super fund details relating to the OnePath MasterFund and add new details for the Retirement Portfolio Service superannuation fund (RPS fund). This will involve reconfirming the Unique Superannuation Identifier (USI) for the employee’s product and providing the Australian Business Number (ABN) for the RPS fund.

The following table outlines the updated ABN and USI details.
ANZ products ABN USI
ANZ Smart Choice Super 61 808 189 263 MMF2076AU
ANZ OneAnswer Personal Super - Entry Fee 61 808 189 263 ANZ0325AU
ANZ OneAnswer Personal Super - Nil Entry Fee 61 808 189 263 ANZ0326AU
ANZ Super Advantage 61 808 189 263 ANZ0265AU
ANZ Personal Superannuation Bond 61 808 189 263 ANZ0074AU


A number of providers have created detailed instructions on how to update employee’s details. Please share these instructions with your employer if they need assistance. 

If employers are experiencing issues with other payroll services or clearing houses please contact us on 1800 932 028. We apologise for any inconvenience caused.

Product information

For product or policy information related to products currently offered, access the relevant Product Disclosure Statements (PDS) below.

For products that are closed, please download the PDFs underneath the Product Summary – Key Features section.

For products not currently offered to new customers, click on the links below for product summaries setting out the key features.

ANZ Superannuation Savings Plans (PDF 51 kB)

This covers the following products:

  • ANZ Investor Plus Savings Plan - Super
  • ANZ Money Plus Savings Plan – Super
  • ANZ Regular Super Savings Plan
  • ANZ Regular Savings Superannuation Plan
  • ANZ Spectrum Super
  • ANZ Money Plus Super
  • ANZ Thriftmaster Super
  • ANZ Investor Plus Super

These information booklets provide more detailed information about the proposed transfer of ANZ products and polices to the Retirement Portfolio Service superannuation fund.

Protecting your privacy

At ANZ, we are committed to ensuring the confidentiality and security of your personal information.

OnePath Custodians is part of the ANZ group of companies, and your information is handled in accordance with the ANZ Privacy Policy available at

You can get in touch with us for any queries you may have using the contact details below

Insurance related enquiries


1800 932 023

Mon-Fri 8.30am to 6.30pm (AEST)

Super, Pension or Investment enquiries


1800 932 019

Mon-Fri 8.30am to 6.30pm (AEST)

This information is of a general nature and has been prepared without taking into account of your objectives, financial situation or needs. You should consider whether the information is appropriate for you having regard to your objectives, financial situation or needs. We recommend that you read the relevant Product Disclosure Statement (PDS) available by calling 1800 932 023 for insurance related enquiries or 1800 932 019 for Super, Pension or Investment enquiries before deciding whether to acquire, or to continue to hold, the product.

Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). The issuers of the superannuation and insurance products described above are not Banks. Although ANZ distributes these products and except as described in the relevant PDS, ANZ does not stand behind or guarantee the issuers or their products.