Insuring your new car. Ensuring your only worry is the playlist.
Choose from a range of coverage options, designed to ensure your peace of mind.
Comprehensive
Accidental cover for damage to your own vehicle as well as cover for another person's car or property if you have an accident where you're at fault.disclaimerdisclaimer
Third Party Fire and Theft
Cover for loss or damage to another person's car or property if you have an accident where you're at fault. Cover also includes loss or damage to your vehicle as a result of fire or theft.disclaimerdisclaimer
Third Party Property Damage
Cover for loss or damage to another person's car or property if you have an accident where you're at fault.
Lifetime repair guarantee
Cover includes lifetime guarantee for the workmanship of all authorised repairs as long as you own the vehicle.disclaimer
ANZ home, landlord and car insurance is proudly underwritten by CGU, part of Insurance Australia Group (IAG), Australia's largest insurer protecting half a million homes and over one million motor vehicles today.
Get a quote
Before getting started
Step 1: Be prepared
To help speed up the process, be prepared to answer questions about your car like:
- car registration number
- if you have made any modifications to your car and if you have, what they are
Step 2: Tailor your cover
Tailor your policy to suit your needs by adding any optional benefits you require. Consider choosing a higher excess to potentially reduce your premium.
Get a Quote Online
If you’re new to ANZ, or not registered with ANZ Internet Banking, you can get a quote online.
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You are about to leave the ANZ website and open a new page hosted by CGU Insurance, the product issuer. By clicking ‘Continue’, you acknowledge that the pages are owned and managed by CGU and all references to ‘we’, ‘us’ and ‘our’ are references to CGU Insurance and not ANZ. ANZ does not underwrite or pay claims on the general insurance products.
Clicking ‘Continue’ will launch a new page. If the page fails to load, your internet browser may be set to block pop-ups. You may need to change your browser pop-up settings to continue.
Existing ANZ Internet Banking customers can get a quote by:
Logging in to your Internet Banking
Navigating to the 'Products and Offers' tab.
If you are an ANZ customer and not already registered with ANZ Internet Banking, click here to check your eligibility and register for Internet Banking.
Prefer to call us or visit a branch?
To get a quote, apply or for general enquiries:
Call us on 13 16 14 Mon-Fri 8.00am to 8.00pm (Sydney/Melbourne time)
Book an appointment or find an ANZ branch near you.
What is ANZ Car Insurance?
Choose from Comprehensive, Third Party Fire and Theft; or Third Party Property Damage cover.
ANZ Car Insurance covers the cost of repairing the damage caused to another person's car or property if you have an accident where you're at fault, along with a range of flexible cover to help suit your needs.
Key benefits
Comprehensive |
Third Party Fire & Theft |
Third Party Property Damage |
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Cover for damage to another person's car or property, if you have an accident where you're at fault (Liability cover)disclaimer |
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Cover for damage to your own vehicledisclaimer |
(Fire and theft only) |
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New car replacementdisclaimer |
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A lifetime guarantee on repairsdisclaimer |
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Hire car after an incidentdisclaimer |
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Excess-free windscreen and window glass protectiondisclaimer |
Optional benefits
Comprehensive |
Third Party Fire & Theft |
Third Party Property Damage |
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Choice of repairerdisclaimer |
Some things ANZ Car Insurance doesn't cover or include:
- If the driver is under the influence of alcohol or a drug and this has caused or contributed to the loss, damage or liability.
- If you are using your car in a race, rally, trial, test, contest, driver training, track day or any kind of motor sport.
- Tyre damage caused by road cuts, punctures, bursting or braking.
- Wear and tear, gradual deterioration or depreciation.
- If your car is not in a condition that meets the registration requirements in the state or territory in which it is located.
Refer to these important policy documents for full details including limits, conditions and exclusions and to decide if this product is right for you.
This information was published on 31st Jan 2025 and is subject to change.
ANZ Home Insurance is issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) under the CGU brand and distributed by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 AFSL 234527. ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Home Building Key Facts Sheet (PDF), ANZ Home Contents Key Facts Sheet (PDF), ANZ Home Insurance Target Market Determination (PDF), ANZ Home Insurance Premium, Excess and Discounts Guide (PDF), ANZ Home Insurance Product Disclosure Statement (PDF) and for new policies commencing from 2 February 2025 (inclusive) or policies renewing from 16 March 2025 (inclusive) ANZ Home Insurance Supplementary Product Disclosure Statement (SPDS) (PDF) (available online or by calling 13 16 14), before deciding whether to acquire, or to continue to hold, this product.
ANZ Landlord Insurance is issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) under the CGU brand and distributed by ANZ under its own license. ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Landlord Insurance Target Market Determination (PDF), ANZ Landlord Insurance Premium, Excess and Discounts Guide (PDF) and ANZ Landlord Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
ANZ Car Insurance is issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) under the CGU brand and distributed by ANZ under its own license. ANZ recommends that you read the ANZ Financial Services Guide (PDF), ANZ Car Insurance Target Market Determination (PDF), ANZ Car Insurance Premium, Excess and Discounts Guide (PDF) and ANZ Car Insurance Product Disclosure Statement (PDF) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
Although Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522 AFSL 234527) distributes these products, ANZ does not guarantee or stand behind the issuers or their products.
This information is of a general nature and has been prepared without taking account of your personal objectives, financial situation or needs. Before acting on the information, you should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs.
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CGU will provide cover up to a maximum of $20,000,000 (inclusive of GST and all legal costs) (the Liability Limit) for any one incident.
ReturnCovers accidents where you're at fault, fire, theft and vandalism, as well as damage from a range of natural events, including bushfires, hail, storms and floods.
ReturnIf CGU authorise and pay for a repairer to repair your vehicle in relation to an incident CGU have agreed to cover under this policy, CGU will provide a lifetime guarantee for the workmanship of those repairs as long as you are the owner of your vehicle.
ReturnIf your new or demonstrator car is less than three years old and is written off, CGU will replace it with a new vehicle of the same make, model, engine size and paint type, if available in Australia.
ReturnCGU will pay the reasonable costs for you to hire a replacement vehicle or use alternative transport of taxis, rideshare services or public transport from the date of the incident until the date your vehicle is repaired, or when we settle your claim, whichever happens first.
ReturnIf the windscreen, window glass, sunroof or moonroof of your vehicle is damaged during the period of insurance by accident and there is no other damage to your vehicle, CGU will pay the costs to repair or replace it (including any window tinting, demisters or rain sensors that are part of the windscreen) without requiring payment of the excess.
ReturnIf CGU accept a claim for loss or damage to your vehicle, CGU will arrange for a partner repairer to repair your vehicle. However, if you have this optional benefit on your policy and CGU accept a claim for loss or damage to your vehicle, you may choose any licensed repairer to repair your vehicle – see 'Repairing Your Vehicle' in the 'Claims' section of the PDS.
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