Figure out your money
Get a clear picture of your spending by working out your bills and everyday expenses. From there, see how much you’ll need to put aside each payday and how much to regularly save.
If you have any debt, it may be a good idea to focus on debt reduction before you kick off your saving.
Need help? Check out the tools below.
Calculator and tools for figuring out your financial situation
Break down your spending and how much to put away each pay.
See how much and how long you'll need to reach your goal.
Set up your system
Consider separate accounts for your:
- everyday spending
If you create new accounts , think about the features you'll need and any fees and charges that may apply.
Explore our account options below.
Helpful links to set up your system
See the benefits and features available to you.
Explore ANZ transaction accounts.
Simplify with auto transfers
Think about setting up recurring auto transfers between your accounts.
For example, if your pay goes into your everyday account, create auto transfers:
- to cover your bills
- for regular savings
The rest is available for guilt-free spending.