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ANZ Travel Card

ANZ Travel Card is a multicurrency prepaid Visa card that lets you access your own money easily and securely while you're overseas. Load the currencies you want and lock in your exchange rate for peace of mind.

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From 19 February 2018, there will be changes to the ANZ Travel Card, which you can find out more about here.

Please refer to the February 19 2018 ANZ Travel Card (Multicurrency) Product Disclosure Statement (PDF 2.01MB)

for a copy of the Product Disclosure Statement that will be effective from this date. 

Travel money made easy

Lock in your rate when you load funds

You can lock in your exchange rate when you load your funds, so you won't have to worry about currencies going up and down. And you'll know exactly how much local money you'll have to spend.

Get a spare card just in case

Your ANZ Travel Card comes with a free back-up card, so you can continue to access your money if your card is lost or stolendisclaimer

No initial load fee

You won't be charged a fee when you first load your ANZ Travel Card with a foreign currency. Other fees and charges may apply.disclaimer

Travel with confidence

Your ANZ Travel Card isn't linked to your bank account, and it comes with a PIN for your security. While ANZ's Fraud Money Back Guarantee means you won't be liable for fraudulent transactionsdisclaimer.

 ANZ Travel Card offer

Get your ANZ Travel Card in branch or online. The card issuance fee will be waived for existing ANZ customers when you apply in branch, and there is no initial load fee.

Using your card - how the ANZ Travel Card works

1. Get your ANZ Travel Card 

There are two easy ways to get your card:

2. Load your currencies

Lock in your rates by loading your currencies online at our ANZ Travel Card portal, over the phone or in person, if you haven't already. You can load up to 10 currencies, including: Australian Dollars, US Dollars, Euros, British Pounds, New Zealand Dollars, Hong Kong Dollars, Canadian Dollars, Singapore Dollars, Thai Baht and Japanese Yen.

3. Use it online or overseas

You can use your card at over 38 million merchants and over 2.3 million ATMs worldwide, wherever Visa is accepted. It will automatically use the currency of the country that accepted the transaction (as long as you've loaded enough of that currency).

4. Reload your card

You can reload it online at our ANZ Travel Card portal, over the phone via BPAY® or in person at any ANZ Foreign Exchange Centre or Australia Post outlet. You can also check your balance or transaction history online or over the phone.

You can also learn more about buying, loading and managing, as well as using your ANZ Travel Card. ANZ Travel Card Customer Service is available 24/7 days a week by calling 1800 094 003 within Australia or +613 9683 7777 when overseas. (If calling from overseas, please call reverse charge +613 9683 7777. If you dial the number direct, you may be charged for the call.)

Rates and fees

The important numbers


Effective February 2018, an Unsupported Currency Fee of 4% will apply. The Unsupported Currency Fee will be applied each time you make a purchase or ATM withdrawal in a currency that is not one of the ten Stored Value Currencies that are currently available on the carddisclaimer

Rates and fees
Card issuance fee

AUD $11

(waived for existing ANZ customers who apply in branch)

Initial load fee


Minimum initial load amount

AUD $200

Reload feedisclaimer 1.1% of value purchased
Transaction fee for purchase (in-store and online)


AUD currency feedisclaimer

3% of value of transaction

Card replacement fee


Balance enquiries


ATM withdrawal feedisclaimer

  • AUD 3.50
  • USD 2.50
  • GBP 2.00
  • EUR 2.20
  • NZD 4.50
  • CAD 3.00
  • HKD 20.00
  • SGD 4.00
  • THB 95
  • JPY 260

SMS activity alerts

  • AUD 0.35
  • USD 0.35
  • GBP 0.25
  • EUR 0.30
  • NZD 0.70
  • CAD 0.45
  • HKD 1.00
  • SGD 0.40
  • THB 10
  • JPY 30

You'll also need to pay any Government duties, taxes, rates or other charges incurred in a transaction. Please refer to the ANZ Travel Card (Multicurrency) Product Disclosure Statement (PDF 2.01MB) for further details.

How to get an ANZ Travel Card

You don't have to be an existing ANZ customer to get an ANZ Travel Card.


Visit a branch

Locate us

Find your nearest branch to get your card and pre-load with your foreign currency.

Buy online

Buy now

Order your card online and collect it preloaded with your foreign currencies at an ANZ branch in 5 business days.

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Use our currency converter

Our foreign currency converter helps you work out how much the Australian Dollar is worth in other currencies.

Learn more

Need foreign currency?

ANZ Foreign Exchange Centres specialise in travel money and international payments. They stock ANZ Travel Cards and over 50 currencies in a wide range of denominations.

Learn more

Enjoy a complimentary return domestic flight with ANZ Rewards Travel Adventures

Spend $500 on eligible purchases in the first three months to qualify.disclaimer

Learn more

® Registered trademark of BPAY® Pty ABN 69 079 137 518

Please note: Federal Government legislation requires ANZ to verify the identity of all ANZ Travel Card holders. If you are not already a current ANZ customer, you must complete ANZ's Customer Identification Process.

Please note: If you attend an ANZ 'Sales Only' or 'In Centre' branch, you will need an ANZ account or a credit card that is accepted by ANZ in order to be able to purchase an ANZ Travel Card. For all other locations that sell ANZ Travel Cards, you can use cash.

This material does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the Product Disclosure Statement (PDF 2.01MB) and the Financial Services Guide which is available by calling 13 13 14 or visiting before deciding to acquire or hold the product. Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. AFSL 234527. ANZ's colour blue is a trade mark of ANZ.

Report the loss or theft immediately by calling 1800 094 003 (or +613 9683 7777 from overseas, call charges may apply).

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Other fees such as any government duties, taxes, rates or other charges incurred in a transaction may apply. Please refer to the ANZ Travel Card (Multicurrency) Product Disclosure Statement (PDF 2.01MB) for further details.

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Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.

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Effective February 2018, an Electronic Transaction (including any applicable ATM fees) made in a currency that is not a Stored Value Currency will be converted to AUD by Visa in accordance with its rules using the wholesale market rate selected by Visa from a range of wholesale rates one day before Visa processes the Electronic Transaction. If there are insufficient funds in the AUD Stored Value then the remaining balance of the Electronic Transaction will be paid by debiting the Stored Value from the other Stored Value Currency or Stored Value Currencies according to the Stored Value Currency Order. Therefore you may be subject to a number of exchange rate conversions (depending on how many Stored Value Currencies are required to have their Value transferred to process the Transaction). The conversion rate used will be that which is notified on ANZ’s website at as being the rate at which ANZ buys Travel Cards in the relevant Stored Value Currency.

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Payable each time you purchase additional Value, following your initial purchase of value (except when you transfer Value from your Australian Dollar Stored Value to another Stored Value Currency.)

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Payable for each Electronic Transaction that debits Australian Dollars Stored Value (including ATM withdrawals) except when you transfer Value from your Australian Dollar Stored Value to another Stored Value Currency. 

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This fee is applicable to all ATM transactions (whether performed at an ANZ ATM or otherwise). ATM operators may impose their own surcharge/withdrawal fee.

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Offer available to ANZ Rewards Travel Adventures primary cardholders who have made $500 of net eligible purchases within three months of approval. One complimentary flight is available to the primary cardholder each year until the card is cancelled. Complimentary flights are restricted to selected economy fare class on flights operated by Virgin Australia to selected domestic destinations. Bookings are subject to availability and some flights may not have complimentary seats available. Flights must be booked at least 60 days in advance. Not to be combined with any other offer, discount or cabin class upgrades. Fees may apply for excess baggage, booking changes and cancellations. The complimentary flight is not eligible for Velocity Points and/or Status Credits earn. The Air Travel Benefit Terms (PDF 56kB) and the Virgin Australia Terms and Conditions of Carriage apply. Eligible purchases are described in the Air Travel Benefit Terms - for example interest charges, fees, cash advances, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance, transactions for gambling or gaming purposes and reversed or refunded transactions will not count towards your qualifying eligible purchases.

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