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How do I pay off my loan in full?

Closing your personal loan

If you’d like to close your loan, it’s easy to obtain a payout figure by calling 1800 801 485 (options 1, 3, 5). Once you have the final amount, you can make that final payment via these convenient options:

It’s important to note that the payment is for the exact amount quoted and is paid on the nominated date.

If you have an ANZ Fixed Rate Personal Loan and you decide to repay the loan in full ahead of time, you might be charged Early Repayment Charges (PDF 47kB). Please refer to the ANZ Consumer Lending Terms and Conditions booklet (PDF 475kB) for more details on how Early Repayment Charges are calculated and charged to your account.

Closing your overdraft facility

If you'd like to close your overdraft facility, you must first clear any outstanding amount owing on your account. You can then request to close the facility in the following ways:

  • Calling ANZ on 1800 072 250 between 9.00am and 7.00pm (AEST) Monday to Friday
  • Faxing a letter to ANZ on  detailing the request
  • Visiting your nearest ANZ branch

Please note, where your facility is held in joint names, we will need authority from all account holders.

For more information about your account, please refer to the ANZ Assured and Personal Overdraft Terms and Conditions (PDF 134kB).