ANZ Loan Protection is jointly issued by OnePath Life Limited (ABN 33 009 657 176) and QBE Insurance (Australia) Limited (ABN 78 003 191 035). This advice is of a general nature and has been prepared without taking account of your objectives, financial situation or needs. You should consider whether the advice is appropriate for you having regard to your objectives, financial situation and needs.
ANZ recommends that you read the ANZ Financial Services Guide (PDF 75kB) and the ANZ Loan Protection (PDF 178kB) Product Disclosure Statement and Policy Document, available by calling 13 16 14 or visiting anz.com, before deciding whether to acquire, or to continue to hold, this product.
Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522) is an authorised deposit taking institution (bank) under the Banking Act 1959 (Cth). OnePath Life is owned by ANZ – it is the co-issuer of the product (along with QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545) but it is not a bank. Except as set out in the issuer's contract terms (including the Product Disclosure Statement), this product is not a deposit or other liability of ANZ or its related group companies. None of them stands behind or guarantees the issuers. Terms and Conditions apply. You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.
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Pre-existing condition exclusion applies: Any sickness, accident or condition that: is the subject of a medical consultation during the six months immediately before the policy commencement date, and leads directly or indirectly to death or disablement in the first six months immediately after the policy commencement date, wont be covered.Back to top
There is no cover available for the Disability benefit or Involuntary Unemployment Benefit if you are working in a permanent part time, casual, contract or temporary capacity or you are self-employed for less than 10 hours per week.Back to top
Existing ANZ Personal Loan accounts with an ANZ Loan Protection insurance discount will continue to have the 0.25% p.a. interest rate discount for the life of the insurance policy. The discount will end once the existing ANZ Loan Protection insurance policy ends. For more details on Loan Protection Insurance, please refer to ANZ Loan Protection Product Disclosure Statement and Policy.Back to top