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Personal loans interest rates and fees

Interest rates

ANZ  Variable Rate Personal Loan

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ANZ Fixed Rate Personal Loan

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What fees will I have to pay?

ANZ  Variable Rate Personal Loan

Loan approval fee

$150 (one-off payment)  

Loan administration charge

$10 per month, charged at the end of each quarter

 

Late Payment Fee

$20

 

ANZ  Fixed Rate Personal Loan

Loan approval fee

$150 (one-off payment)  

Loan administration charge

$10 per month, charged at the end of each quarter

 

Late Payment Fee

$20

 

Early Repayment Charges

$300 Early Repayment Administration Fee. You may also incur an Early Repayment Cost, refer to Early Repayment Charges (PDF 47kB). You'll find further details in the ANZ Consumer Lending Terms and Conditions booklet (PDF 475kB)

What is a Late Payment Fee?

For ANZ Variable and Fixed Rate Personal Loans: this fee is charged for every month when all or part of the loan repayment hasn’t been paid for five days or more. It’s also charged every subsequent 30 days that repayments are overdue.

ANZ Overdrafts

ANZ Assured

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Loan approval fee $0
Credit facility fee $0

ANZ Personal Overdraft

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Loan approval fee

Loan establishment fee
Under $20,000: $100
$20,000-$49,999: $200
$50,000 and over: $500

 

Credit facility fee (charged quarterly)

Credit facility fee
Less than $20,000: $50
$20,000 or more: 1.7% of the limit p.a.

Important information

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. Australian credit licence number 234527.

Rates as at  and subject to change.

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This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only. 

WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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The interest rate applicable as at  is  but is variable and may change.

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The interest rate applicable as at  is  but is variable and may change.

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