For ANZ Variable and Fixed Rate Personal Loans: this fee is charged for every month when all or part of the loan repayment hasn’t been paid for five days or more. It’s also charged every subsequent 30 days that repayments are overdue.

Overdrafts

ANZ Overdrafts

ANZ Assured

Rates
Interest rate^disclaimer
Loan approval fee	$0
Credit facility fee	$0

ANZ Personal Overdraft

Rates
Interest rate^disclaimer

Loan approval fee

Loan establishment fee
Under $20,000:	$100
$20,000-$49,999:	$200
$50,000 and over:	$500

Credit facility fee (charged quarterly)

Credit facility fee
Less than $20,000:	$50
$20,000 or more:	1.7% of the limit p.a.

Important information

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply.

Rates as at and subject to change.

This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only.

WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

The interest rate applicable as at is but is variable and may change.