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Personal loans interest rates and fees

 

Personal Loans

ANZ Variable Rate Personal Loan

rates and fees
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Comparison ratedisclaimer
Loan approval fee $150 (one-off payment)
Loan administration charge $10 per month, debited every three months until the loan is closed in ANZ systems.
Late Payment Fee $20

ANZ Fixed Rate Personal Loan

rates and fees
Interest ratedisclaimer
Comparison ratedisclaimer
Loan approval fee $150 (one-off payment)
Loan administration charge $10 per month, debited every three months until the loan is closed in ANZ systems.
Late Payment Fee $20
Early Repayment Charges

$300 Early Repayment Administration Fee. You may also incur an Early Repayment Cost, refer to Early Repayment Charges (PDF 47kB). You'll find further details in the ANZ Consumer Lending Terms and Conditions booklet (PDF 475kB)

What is a Late Payment Fee?

For ANZ Variable and Fixed Rate Personal Loans, this fee is charged for every month when all or part of the loan repayment hasn’t been paid for five days or more. It’s also charged every subsequent 30 days that repayments are overdue.

Overdrafts

ANZ Assured

rates and fees
Interest ratedisclaimer
Loan approval fee $0
Credit facility fee $0

ANZ Personal Overdraft

 

rates and fees
Interest ratedisclaimer
Loan approval fee  
Under $20,000: $100
$20,000-$49,999: $200
$50,000 and over: $500
Credit facility fee
(charged quarterly)		  
Less than $20,000: $200 p.a.
$20,000 or more: 1.7% of the limit p.a.

Important information

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. Australian credit licence number 234527.

Rates as at  and subject to change.

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This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only. 

WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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The interest rate applicable as at  is  but is variable and may change.

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The interest rate applicable as at  is  but is variable and may change.

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