$300 Early Repayment Administration Fee. You may also incur early repayment costs. To find out more on how an early repayment cost is calculated, please see the ANZ Consumer Lending Terms and Conditions (PDF 456kB).

ANZ Secured Car Loan

Establishment fee

$350 (one-off payment)

Loan administration charge

$5 a month (pro-rated for fortnightly repayments)

Late Payment Fee

$20

If you pay off some or all of your loan early

Early termination fees (PDF 44kB) to be calculated

Additional fees and charges

Administrative Default Fee:

$104

(payable if an agent is appointed to collect any overdue debt)

You will need to pay Government fees and charges, such as stamping in New South Wales or the fee for registering our security interest over the vehicle.

What is a Late Payment Fee?

For ANZ Variable and Fixed Rate Personal Loans: this fee is charged for every month when all or part of the loan repayment hasn’t been paid for five days or more. It’s also charged every subsequent 30 days that repayments are overdue.

For ANZ Secured Car Loan: a Late Payment Fee is payable when payment is not received within 7 business days of the due date.

Overdrafts

ANZ Overdrafts

ANZ Assured

Rates
Interest rate^disclaimer
Loan approval fee	$0
Credit facility fee	$60 a year, charged monthly^disclaimer

ANZ Personal Overdraft

Rates
Interest rate^disclaimer

Loan approval fee

Loan establishment fee
Under $20,000:	$100
$20,000-$49,999:	$200
$50,000 and over:	$500

Credit facility fee

Credit facility fee
Less than $20,000:	$50 - $100
$20,000 or more:	1.7% - 2.6% of the limit p.a.

Important information

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply.

Rates as at and subject to change.

This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only.

WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

This special online only rate is only available to approved applicants who apply for an ANZ Secured Car Loan online. You may receive a different rate if you apply for an ANZ Secured Car Loan through other channels such as an ANZ branch or over the phone. Interest rates are subject to change.

This comparison is for an ANZ Secured Car Loan with an amount financed of $30,000 and a term of 5 years.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

The interest rate applicable as at is but is variable and may change.

This fee is payable monthly. It is calculated by dividing the annual credit facility fee of $60 by 366, then multiplying that figure by the number of days that facility is on effect for that month.

The interest rate applicable as at is but is variable and may change.