Because you’ve had your eye on it for ages
That cruise around the bay. The drive around the country. If you’ve been thinking about a new boat, caravan or motorcycle, we may be able to help.
Complete the application in about 10 minutes
Please make sure you have the details handy – we’ve listed them above.
We'll respond to your application
We’ll email you to confirm your application has been received and explain the next steps.
If approved, you'll receive the funds
If you accept our offer, we’ll put the money in your account.
Other ways to apply
All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. Australian credit licence number 234527.
Applications must be submitted at an ANZ branch, and approved before noon Monday to Friday (AEST), and customers must have approved funds deposited into an existing ANZ Everyday account. For a full list of eligible ANZ everyday accounts, please contact us on 1800 801 485 between 8am to 8pm (AEST) weekdays.
Back to topRates as at and subject to change.
Back to topThis offer rate shown is inclusive of a discounted margin which is deducted from the ANZ Personal Lending Index Rate (which is subject to change). This offer is only available to customers who: apply for an ANZ Variable Rate Personal Loan and are approved on or before 2 February 2021. If a customer: applies or is approved for an ANZ Variable Rate Personal Loan after 2 February 2021, the standard variable interest rate, currently 15.99% p.a. (comparison rate 16.84% p.a.) as at will apply. This interest rate is subject to change. This offer is available until 2 February 2021 only and may be withdrawn or changed at any time without notice. It is not available in conjunction with any other offers, packages or promotions.
Back to topThis comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only.
WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Early repayment costs apply if you repay your loan early during a fixed interest rate period.
Back to topThis offer is only available to customers who: apply for an ANZ Fixed Rate Personal Loan, are approved and draw down on their ANZ Fixed Rate Personal Loan on or before 2 February 2021. If a customer: applies, is approved or draws down on an ANZ Fixed Rate Personal Loan after 2 February 2021, the standard fixed interest rate, currently 12.45% p.a. (comparison rate 13.32% p.a.) as at will apply. This interest rate is subject to change. This offer is available until 2 February 2021 only and may be withdrawn or changed at any time without notice. It is not available in conjunction with any other offers, packages or promotions.
Back to topTotal loan repayments and repayment amount
For an ANZ Secured Car Loan, the total loan repayments shown is an estimate based on the total loan repayments, total interest and the Loan Administration Charge of $5 per month, but does not include the Establishment Fee of $350 and other fees which may be incurred such as late payment fees. The repayment amount is an estimate based on the loan amount, interest and the Loan Administration Charge of $5 per month, but does not include the Establishment fee $350. If the Establishment Fee is financed as part of the ANZ Secured Car Loan, the regular repayment amount will be higher than the amount stated on the calculator.
Back to topComparison rate
For ANZ Variable and Fixed Rate Personal Loan
For the purposes of this calculator, the following default interest rates are used and are subject to change:
Fixed interest rate: (comparison rate: )
Variable interest rate: (comparison rate: )
This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only.
WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Back to topInterest rate
For ANZ Variable or Fixed Rate Personal Loan
For the purposes of this calculator, the following default interest rates are used and are subject to change:
Fixed interest rate: (comparison rate: )
Variable interest rate: (comparison rate: )
This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only.
WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Back to top