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First home buyers’ guide to finding a property

How you can get into the game and find your first home

Understanding Approval in Principle

Approval in Principle (AIP) may help you to get taken seriously by property sellers. It’s also a good way to figure out how much you may be able to borrow. So what is an AIP?

 

Different ways of buying a house

You’ve found a house you absolutely love, but how do you make it yours? Let’s take a look at the different ways you may be able to make an offer and buy your first home.

 

How to work out what a property is worth

So you’ve found a property you like – but how do you figure out what it’s worth? We’ve put together a few tips to help you work out a fair price.

 

Thinking about building? Understand your options

There are pros and cons to building your new home – and there are different ways to do it. We run through the options and give you some tips that may help you decide whether building is right for you.

 

Reasons to consider building and pest inspections

A house or apartment might look great at an open for inspection. But costly structural problems could be hidden behind that fresh coat of paint or under the new carpet.

 

A property report can help you pay the right price

When you fall in love with a property, it’s possible to get carried away and pay too much. But a property report can help you strike a balance between your heart and your head.

 

Tips for buying at auction

Technically speaking, an auction is a public event where an auctioneer invites buyers to make offers, known as ‘bids’, until the property is sold to the highest bidder.

 

Do you need a conveyancer?

When you transfer a home into your name, you need to check that no legal issues will affect your ownership or use of the property. You could consider hiring an experienced professional to conduct this transfer process, also known as conveyancing.

 

What you want versus what you need

Are some features in a home really worth a higher deposit and extra repayments? When you’re house hunting, it pays to recognise the difference between things you actually need and those that could turn out to be expensive indulgences.

 

Getting loan approval for buying land

If you’re planning on buying land in a new estate, you probably want to feel certain that you can borrow the balance when it’s time to settle. But getting unconditional loan approval may depend on whether the land is registered.

 

Calculators and tools to help you plan

Free Property Profile Reportdisclaimer

Get detailed property and suburb info before deciding whether to take a look.

Repayments calculator

Estimate what your home loan repayments could be.

Borrowing power calculator

Get an indication of how much you may be able to borrow.

Home loan deposit calculator

Estimate how much you’ll have for a deposit once upfront costs are deducted.

Find a First Home Coach to support you

Connect with a First Home Coach who'll guide you through the process of buying your first home ­­ from start to finish.

Talk to a First Home Coach on the phone, or drop in for a chat at one of our ANZ branches.

Find a branch near you1300 295 951

Our First Home Coaches can also come to you, at a time and place that’s convenient.

All applications for credit are subject to ANZ's credit approval criteria. Terms and Conditions apply and are available on application. Fees, charges and eligibility criteria apply. 

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant Terms and Conditions, Product Disclosure Statement and Financial Services Guide (PDF 104kB) before acquiring any product. 

Reports are based on a range of data sources, are not indicative of future performance and are only for personal domestic use. Price estimates may not be available for all sales and properties.

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