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Apply for an ANZ Home Loan

ANZ Australia's most awarded home lender*, has a home loan to suit most needs. Whether you're buying your first home or looking for your next home loan, get started now.

15 - 25 mins to complete

Secure application

Save and resume

Are you moving house, renovating or just thinking of different home loan options?
Think about refinancing with the nation's most awarded home lender*

15 - 25 mins to complete

Secure application

Save and resume

Australia's most awarded home lender* has land and construction loans that could help you get the property you want. And if you're building, you could save on interest by by making progressive payments as they’re requested by your builder or developer. A Progress Payment Fee of $250 will be payable when you first request a Progress Payment to be drawn down under the loan, see ANZ Personal Banking General Fees and Charges (PDF 190kB).  

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What you need

Details to have handy

  • Financial details including your income, expenses, assets and liabilities
  • Driver licence (if you have one)
  • An ANZ account number (if you have one)

To apply online please ensure

  • Applicants are at least 18 years old
  • Applicants are Australian or New Zealand citizens or permanent residents
  • Applicant's primary income is in Australian Dollars
  • The property being purchased is the only property securing the loan

Don’t meet some of the criteria above? Don't worry, you might still be able to apply. Call us on 1800 324 107, Monday to Friday 8:00am to 8:00pm (AEST), Saturday and Sunday 8:00am to 6:00pm (AEST), or visit an ANZ branch

Getting you there sooner


Complete your application online


Receive a response online


Be guided through the loan approval process


Settle your loan and enjoy your home

*Over the past 16 years, ANZ has been awarded ‘Home Lender of the Year’ by Australian Lending Awards in 2015 and 2016, ‘Home Lender of the Year’ by Money magazine in 2014, 2012, 2010 and 2008-2005, and Personal Investor magazine in 2005, 2004 and 2002-1999. ANZ has also won 'Best Investor' four consecutive years (2011 to 2014) at the Australian Lending Awards, as well as the CANSTAR Bank of the Year - First Home Buyers award in 2015.