skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Using a financial adviser to make your investments work harder

November 2020

Article |  4-minute read

Request an appointment with an ANZ Financial Adviser

When you’re looking to build your own financial empire, it may pay to get the right advice.

Financial advisers may be able to help you understand your finances and get you started on your wealth journey, or they may help to enhance the wealth journey you’ve already started and assist you with turning your seeds of investment into a thick forest of returns, metaphorically speaking of course. 

Even the savviest of DIY investors could use a little guidance.

A good time to use a financial adviser

Let’s say you’re planning to expand your investment portfolio, or thinking about taking greater risk. That’s probably a good time to seek some advice.

But seriously, when it comes to big investment decisions, there’s no better time than the present to talk to a professional. Financial advisers may provide strategic options for making those big decisions based on your individual financial personality.

Diving into the deep end of the investments pool

You might already have your toes dipped in the investments pool, but a great financial adviser may be able to help you dive deeper.

That’s because financial advisers should be on top of the latest legislation that might affect your assets.

This means they could help you get the most out of what you currently have in your portfolio and help define opportunities to explore for your unique situation and goals.

Financial advisers may be able to help you get the most out of your current investments, including but not limited to:

  • Shares
  • Fixed Interest investments
  • Property assets
  • Cash

In fact, not just anyone can be a financial adviser – they must hold accreditations and should be listed on the Australian Securities and Investment Commission’s (ASIC) financial advisers register. This can be reassuring in getting peace of mind when it comes to taking your next step in investing.

Growing your portfolio

It’s important to know that financial advisers are not in the get-rich-quick business of telling you how to double your money overnight.

You know the saying ‘don’t put all your eggs in one basket?’

Well, what a great financial adviser will do is take the time to understand what baskets your eggs might currently be sitting in, and help you identify other baskets to consider.

If you do decide to seek some advice, you can explore matters such as:

  • where to invest
  • opportunities in the current market
  • research into fund managers – their insights, reports and recommendations  
  • protecting the wealth you've already accumulated
  • alternative strategies and much more

Next steps

It’s fair to say there’s a lot to consider when it comes to your next investments, so talking to a professional might help.

If you have a combined household income of more than $250,000, or savings and investments of more than $500,000 (excluding your family home) our ANZ Financial Advisers are available when you’re ready to reach out and talk money.

Book an appointment with an ANZ Financial Adviser       

 

Learn more about securing your financial future

Article

Financial advice FAQs

Financial advice can help you identify and achieve your financial goals. Read more as we answer your most commonly asked questions.


Article

How much does a financial adviser cost?

When choosing a financial adviser, the price of their services may be one of the biggest factors in your decision.


Article

Is it worth paying for a financial adviser? 

What is a financial adviser, and who are they for? Learn why it might be worth paying an adviser to help you reach your financial goals.

How this self-employed muso got on top of his super

Supporting a family saw Ric Mills decide it was time to plan for the future.

  

How Sam is playing catch up with her superannuation

Learn about Sam Aldenton's commitment to her super and saving for a house so she can have financial freedom.

Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom.
Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom.
Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom.
Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom.

© Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.

The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product.