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Using your ANZ Rewards credit card
Welcome to ANZ Rewards, the card that rewards you for everyday purchases.
More ways to pay using your device
Pay securely and easily using your compatible smartphone or wearable device anywhere you can tap and pay.
Make your everyday essentials count
By setting up recurring payments, such as utilities and telecommunications bills, you can get your hands on a wider range of rewards from the ANZ Rewards Store. Click here for a list of popular service providers and their contact details.
Earn Rewards Points
You can earndisclaimer:
- 1 Reward Point for every $1 spent on eligible purchases up to and including $1,000 per statement period
- 0.5 Reward Points for every $1 spent on eligible purchases above $1,000 per statement period
Add additional cardholders for an even faster way to accumulate points. An additional Cardholder Fee of $10 and an annual Rewards Program Services Fee of $55 will apply per additional cardholder on your accountdisclaimer. Find out how to add additional cardholders.
Get something back when you make purchases on your ANZ Rewards credit card. When you earn Reward Points on your everyday purchasesdisclaimer you'll be able to redeem points on a wide range of rewards, including gift cards, merchandise and cashbackdisclaimer. There’s no cap to the number of Reward Pointsdisclaimer you can earn.
Choose from hundreds of rewards
A world of rewards is waiting for you. Start accruing Reward Pointsdisclaimer for eligible purchases on your ANZ Rewards card and you may be eligible for hotel stays, premium brand merchandise, cashbackdisclaimer and more in no time.
Additional cardholders for more Reward Points
VISA Entertainment gives you exclusive offers and privileges in travel, leisure, dining and shopping around the world.
Shop with security and confidence
- ANZ Falcon™ provides round-the-clock transaction monitoring
- You won't be liable for fraudulent transactions on your ANZ credit card with ANZ Fraud Money Back Guaranteedisclaimer
- Worldwide emergency credit card replacement
Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.
™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation.
The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
Mobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments.
Terms and conditions apply to the use of Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.
Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions booklet (PDF 87kB) (please call13 13 14 for a copy). Purchases which are not eligible to earn Rewards Points are described in the ANZ Rewards – Rewards Program Terms and Conditions booklet (PDF 87kB), e.g. fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming purposes will not earn Reward Points.
For ANZ Rewards, a Total Annual Fee of $80 applies which includes a $25 Annual Account Fee and a $55 Rewards Program Services Fee. For ANZ Rewards Platinum, a Total Annual Fee of $95 applies, which includes a $40 Annual Account Fee and a $55 Rewards Program Service Fee. For ANZ Rewards Black, a Total Annual Fee of $375 applies, which includes a $320 Annual Account Fee and a $55 Rewards Program Service Fee. For ANZ Rewards Travel Adventures, a Total Annual Fee of $225 applies, which includes a $170 Annual Account Fee and a $55 Rewards Program Service Fee. For additional cardholders on ANZ Rewards, ANZ Rewards Platinum, ANZ Rewards Black and ANZ Rewards Travel Adventures, an annual Additional Cardholder Fee of $10 and an annual Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as at and are subject to change. The fee information displayed on this page applies to new customers only.
Back to topWhen you redeem your Reward Points for ANZ Cashback, credit of a nominated value will be allocated to your ANZ Rewards, ANZ Rewards Platinum, ANZ Rewards Travel Adventures or ANZ Rewards Black account within 5 business days.
Back to topProvided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.
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