Using your ANZ Low Rate credit card
Welcome to ANZ Low Rate Visa. The credit card with an ongoing low rate for everyday purchases.disclaimer
More ways to pay using your device
Pay securely and easily using your compatible smartphone or wearable device anywhere you can tap and pay.
Choose your own PIN
For your security, change your pre-chosen PIN for one that’s easy to remember by visiting us in branch or going to the PIN change screen at any ANZ ATM.
Set up recurring payments
Spend more time doing the things you want to do, by setting up recurring payments for your utilities, telecommunications and insurance service providers, to name a few. We've put together a list of popular service providers and their contact details.
Add an additional cardholder with no extra fee
By adding an additional cardholder, you can simplify and consolidate your household's everyday spending. Add up to three additional cardholders. Find out how to add additional cardholders.
Enjoy our lowest interest rate on purchases and shop with confidence with our extra security features.disclaimer
Get exclusive access to entertainment offers
You’ll get complimentary membership to Visa Entertainment, giving you access to special offers, ticket pre-sales and movie screenings.
Shop with extra security and confidence
- ANZ Falcon™ provides round-the-clock transaction monitoring
- You won't be liable for fraudulent transactions on your ANZ credit card with ANZ Fraud Money Back Guaranteedisclaimer
- Worldwide emergency credit card replacement
Sign up for eStatements
- Log on to ANZ Internet Banking
- Go to the 'Profile' menu
- Select 'Change my statement preferences'
- Choose 'Online only' for your accounts.
- Learn more about online statements
Pay using your device
Add your eligible ANZ card to your compatible smartphone or wearable device. Learn more about mobile payments.
Manage credit card payments
- Log on to ANZ Internet Banking
- Choose the linked account to pay your ANZ Credit Card from.
- Choose to make a one off payment or recurring credit card payments.
Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.
™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation.
The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
Mobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments.
Terms and conditions apply to the use of Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.
Standard annual percentage interest rate is on purchases, on cash advances and on standard balance transfers as at and is subject to change.
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