Information in this article refers to personal credit cards, is general in nature only and does not take into account your personal objectives, financial situation or needs.
By providing this information ANZ does not intend to provide any financial advice or other advice or recommendations. You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances.
The information is current as at June 2019 and may be subject to change. ANZ recommends you review your personal credit card contract for information about the terms that apply to you.
ANZ interest rates and fees and terms and conditions are subject to change. Refer to the current credit card interest rates, fees and terms for further information and current interest rates, fees and terms.
Applications for credit at ANZ are subject to ANZ's credit approval criteria, terms, conditions and fees and charges apply. Australian Credit License Number 234527
Compared to if the account holder had paid their closing balance in full each month.Back to top
The information provided in the Minimum Repayment Warning is provided as a guide only. It provides an estimate of how long it will take an account holder to pay off a credit card closing balance for a particular month if the account holder only pays the Minimum Monthly Payment each month. It shows how much interest the account holder could end up paying assuming the account holder makes no new transactions and fees and interest rates do not change.Back to top
The information in this statement is given for illustrative purposes only and may not reflect how charges are calculated under your credit card contract.Back to top
Example only. Assumes an interest rate on purchases of 18.79%, late payment fees of $20 and an overdue amount of $552 payable immediately for the statement period. The example also assumes the customer makes no new transactions and fees and interest rates on the card do not change.Back to top
The Money Smart credit card calculator is a tool provided on the website as at 8 May 2019. As at 8 May 2019 that website indicates that the tool is a model, not a prediction and that results from the tool are only estimates. ANZ recommends that you read the disclaimer and assumption information provided on that website (or for any other estimation tool) before using that tool. ANZ has not verified the accuracy of the tool and makes no representations as to its accuracy.Back to top