Information in this article refers to personal credit cards, is general in nature only and does not take into account your personal objectives, financial situation or needs.
By providing this information ANZ does not intend to provide any financial advice or other advice or recommendations. You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances.
The information is current as at June 2019 and may be subject to change. ANZ recommends you review your personal credit card contract for information about the terms that apply to you.
ANZ interest rates and fees and terms and conditions are subject to change. Refer to the current credit card interest rates, fees and terms for further information and current interest rates, fees and terms.
Applications for credit at ANZ are subject to ANZ's credit approval criteria, terms, conditions and fees and charges apply. Australian Credit Licence Number 234527.
At ANZ if an ANZ consumer credit card account has interest free periods on purchases balance, the account holder can avoid paying interest on the purchases balance by always paying the full Closing Balance shown on each statement of account by the applicable Due Date (in addition to immediately paying any over limit or overdue amounts). Not all transactions (e.g., at ANZ cash advances) get the benefit of interest free days. Refer to the credit contract that applies to the relevant account for details. If the account holder does not pay the full Closing Balance show on a statement of account by the applicable Due Date, they will generally be charged interest on their purchases balance from the day after the Due Date shown on that statement.Back to top