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ANZ CREDIT CARDS

 

$250 WESTFIELD GIFT CARD

WHEN YOU SPEND $2,500 ON ANZ REWARDS PLATINUM IN THE FIRST

60 DAYS FROM APPROVAL. PLUS $0 ANNUAL FEE FOR THE FIRST YEARdisclaimer

 

Learn more Apply now

It only takes around 5 minutes to apply. Get a response in 60 seconds.

Choose from our 11 credit cards below

Rewards cards

Earn flexible Reward Pointsdisclaimer on your everyday purchases and have the flexibility to redeem for a wide range of rewards including gift cards, merchandise and cashbackdisclaimer.
See points, fees, rates and benefits

ANZ Rewards Travel

The credit card that gets you travelling now and in the future also gives you access to a flexible Rewards program and complimentary insurancesdisclaimer.

See rates and fees

Value

A return domestic flight4 and two single entry5 lounge passes when you spend $500 on eligible purchases in first 3 months.

ANZ Rewards Platinum credit card

Be rewarded for your everyday purchasesdisclaimer and access a flexible Rewards program with complimentary insurances and Personal Conciergedisclaimer.

See rates and fees 

OFFER

$250 Westfield Gift Card when you spend $2,500 in the first 60 days from approval on a new ANZ Rewards Platinum card. Plus $0 Annual Fee for the first yeardisclaimer

ANZ Rewards Black credit card

Our highest Reward Pointsdisclaimer earning potential, uncapped flexible rewards, plus access to exclusive events and privileges.

See rates and fees

OFFER

$250 Westfield Gift Card when you spend $2,500 in the first 60 days from approval on a new ANZ Rewards Black card. Plus $0 Annual Fee for the first yeardisclaimer

ANZ Rewards credit card

Be rewarded for your everyday purchasesdisclaimer and have the flexibility to redeem points for rewards ranging from gift cards to cashbackdisclaimer and travel.

See rates and fees

OFFER

$250 Westfield Gift Card when you spend $2,500 in the first 60 days from approval on a new ANZ Rewards card. Plus $0 Annual Fee for the first yeardisclaimer

Low Fee cards

Our Low Fee credit cards have our lowest ongoing annual fees.
See fees, rates and benefits

ANZ Platinum card

A simple everyday credit card with $0 annual fee in the first yeardisclaimer plus Overseas Travel and Medical Insurancedisclaimer.

See rates and fees

OFFER

0% p.a. for the first 16 months on balance transfers (2% Balance Transfer Fee applies)disclaimer Reverts to standard balance transfer rate currently 21.49% p.a.disclaimer

ANZ First card

A simple everyday credit card with a low ongoing annual fee.

See rates and fees

OFFER

0% p.a. for the first 16 months on balance transfers (2% Balance Transfer Fee applies)disclaimer Reverts to standard balance transfer rate currently 21.49% p.a.disclaimer

Low Rate cards

Good news. Low rate credit card standard interest rates on purchases are now even lower than before.
See fees, rates and benefits

A credit card with a low ongoing interest rate for your everyday purchasesdisclaimer plus Overseas Travel and Medical Insurancedisclaimer.

See rates and fees

OFFER

0% p.a. for the first 16 months on balance transfers (2% Balance Transfer Fee applies)disclaimer Reverts to standard balance transfer rate, currently disclaimer

ANZ Low Rate card

A credit card with a low ongoing interest rate for your everyday purchases.disclaimer

See rates and fees

OFFER

0% p.a. for the first 16 months on balance transfers (2% Balance Transfer Fee applies)disclaimer Reverts to standard balance transfer rate, currently  disclaimer

ANZ Frequent Flyer cards

Earn Qantas Pointsdisclaimer when you make eligible purchases, automatically transferred to your Qantas Frequent Flyer account every month. Start planning your trip!
See points, fees, rates and benefits

Frequent Flyer Black credit card

Our most rewarding Qantas experience with uncapped Qantas Pointsdisclaimer earning. Until 30 June 2017, receive 75 Bonus Status Credits when you buy and fly return by 30 September 2017disclaimer

See rates and fees

OFFER

75,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months, $0 first year Annual Fee and 75 Bonus Status Creditsdisclaimer Online offer only

ANZ Frequent Flyer Platinum card

Earn more Qantas Pointsdisclaimer on everyday purchases with complimentary insurances and Personal Conciergedisclaimer.

See rates and fees

OFFER

50,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months and no Annual Fee for the first yeardisclaimer Online offer only

ANZ Frequent Flyer card

Earn Qantas Pointsdisclaimer on your everyday purchases.

See rates and fees

OFFER

25,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months and no Annual Fee for first yeardisclaimer Online offer only

Not sure which credit card is right for you?

All applications for credit are subject to ANZ's credit approval criteria. Terms and Conditions apply and are available on application. Fees, charges and eligibility criteria apply. 

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

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Offer available to new and approved applicants who apply for an ANZ Rewards Platinum card account. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers (except the $0 annual fee waiver for the first year), or packages or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards, ANZ Rewards Platinum or ANZ Rewards Black credit card within the previous twelve months. This offer applies only once per eligible customer. Your application must be approved and you must make $2,500 worth of eligible purchases (purchases which are not eligible are described in the ANZ Rewards - Rewards Program terms and conditions booklet (PDF 76kB), for example fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes) within 60 days of approval to receive the Westfield Gift Card. The Westfield Gift Card will be mailed to the mailing address provided at the time of application for the ANZ Rewards Platinum credit card account within three months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Rewards Platinum credit card account before receiving the Westfield Gift Card, you may become ineligible for the Westfield Gift Card. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. The Total Annual Fee, and any Additional Cardholder Fees and Rewards Program Services Fees applicable to additional cardholders on the account, will be waived for the first year. After the first year for ANZ Rewards Platinum a Total Annual Fee of $95 applies, which includes a $40 Annual Account Fee and a $55 Rewards Program Service Fee, for additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as at  and are subject to change. The fee information displayed on this page applies to new customers only. Existing customers may be subject to different fees and should call 13 22 73 for information regarding the fees that apply to their account. Some retailers may choose not to accept Westfield Gift Cards. Westfield Gift Card terms and conditions apply. Issued by Westfield Gift Cards Pty Ltd ACN 113171663.  

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Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions booklet (please call 13 13 14 for a copy). Purchases which are not eligible to earn Rewards Points are described in the ANZ Rewards – Rewards Program Terms and Conditions booklet, e.g. fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes will not earn Reward Points. This Reward Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Reward Points earn rate or different earn rate bands. Existing customers should call 13 13 14   for information regarding the Reward Points earn rate(s) that apply to their account.

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When you redeem your Reward Points for ANZ Cashback, credit of a nominated value will be allocated to your ANZ Rewards, ANZ Rewards Platinum, ANZ Rewards Travel Adventures or ANZ Rewards Black account within 5 business days.

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The Overseas Travel and Medical Insurance master policy, the Transport Accident Cover master policy and Rental Excess Cover master policy (the Master Policies) are issued by QBE Insurance Australia Limited ABN 78 003 191 035 to ANZ. Cover under the Master Policies is provided to eligible participating cardholders by operation of section 48 of the Insurance Contracts Act 1984 (Cth). The eligibility criteria which you must meet for each of the Master Policies is set out in the Premium Cards - Insurance booklet (PDF 366kB) - Part 1 QBE Product Disclosure Statement and policy wordings. When overseas, we recommend that you carry proof that you have met the eligibility criteria. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must decide whether or not it is appropriate, in light of your own circumstances, to act on this advice. You should ensure you obtain and consider the PDS before you make any decision to acquire it.

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Offer available to ANZ Rewards Travel Adventures account holders who have made $500 of net eligible purchases within three months of approval. One complimentary flight is available to the accountholder each year until the card is cancelled. Complimentary flights are restricted to selected economy fare class on flights operated by Virgin Australia to selected domestic destinations. Bookings are subject to availability and some flights may not have complimentary seats available. Flights must be booked at least 60 days in advance. Not to be combined with any other offer, discount or cabin class upgrades. Fees may apply for excess baggage, booking changes and cancellations. The complimentary flight is not eligible for Velocity Points and/or Status Credits earn. The Air Travel Benefit Terms (PDF 56kB) and the Virgin Australia Terms and Conditions of Carriage apply. Eligible purchases are described in the Air Travel Benefit Terms - for example interest charges, fees, cash advances, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance, transactions for gambling or gaming purposes and reversed or refunded transactions will not count towards your qualifying eligible purchases.

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Offer available to ANZ Rewards Travel Adventures accountholders who have made $500 of net eligible purchases within three months of approval. The accountholder is entitled to two single entry lounge passes each year until the card is cancelled.  Lounge passes provide access to the Virgin Australia domestic Lounge when travelling on a Virgin Australia domestic flight. Lounge Passes cannot be used in international lounges, partner airlines or associated lounges. Lounge Passes expire 12 months after request. Please allow 4 weeks for delivery of passes. Lounge entry is subject to space availability and is permitted a maximum of 2 hours before the flight. Damaged lounge passes will not be accepted. Lounge passes are non-refundable and must not be offered for re-sale. Access to the lounge is subject to the Virgin Australia Lounge Terms and Conditions and Lounge Rules. This offer is subject to the Air Travel Benefit Terms (PDF 56 KB). Eligible purchases are described in the Air Travel Benefit Terms - for example interest charges, fees, cash advances, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance, transactions for gambling or gaming purposes and reversed or refunded transactions will not count towards your eligible purchases. 

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Terms and conditions apply. Please refer to the ANZ Emergency Travel Service & Personal Concierge Terms and Conditions (PDF 92kB) for further information.

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Offer  available to new and approved applicants who apply for an ANZ Rewards card account. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers (except the $0 annual fee waiver for the first year), or packages or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards Platinum, ANZ Rewards or ANZ Rewards Black credit card within the previous twelve months. This offer applies only once per eligible customer. Your application must be approved and you must make $2,500 worth of eligible purchases (purchases which are not eligible are described in the ANZ Rewards - Rewards Program terms and conditions booklet (PDF 76kB), for example fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes) within 60 days of approval to receive the Westfield Gift Card. The Westfield Gift Card will be mailed to the mailing address provided at the time of application for the ANZ Rewards credit card account within three months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Rewards credit card account before receiving the Westfield Gift Card, you may become ineligible for the Westfield Gift Card. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. The Total Annual Fee, and any Additional Cardholder Fees and Rewards Program Services Fees applicable to additional cardholders on the account, will be waived for the first year. After the first year for ANZ Rewards credit card a Total Annual Fee of $80 applies, which includes a $25 Annual Account Fee and a $55 Rewards Program Service Fee, for additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as at  and are subject to change. The fee information displayed on this page applies to new customers only. Existing customers may be subject to different fees and should call 13 22 73 for information regarding the fees that apply to their account. Some retailers may choose not to accept Westfield Gift Cards. Westfield Gift Card terms and conditions apply. Issued by Westfield Gift Cards Pty Ltd ACN 113171663.

 

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Offer available to new and approved applicants who apply for an ANZ Rewards Black card account. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers (except the $0 annual fee waiver for the first year), or packages or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards Platinum, ANZ Rewards, or ANZ Rewards Black credit card within the previous twelve months. This offer applies only once per eligible customer. Your application must be approved and you must make $2,500 worth of eligible purchases (purchases which are not eligible are described in the ANZ Rewards - Rewards Program terms and conditions booklet (PDF 76kB), for example fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes) within 60 days of approval to receive the Westfield Gift Card. The Westfield Gift Card will be mailed to the mailing address provided at the time of application for the ANZ Rewards Black credit card account within three months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Rewards Black credit card account before receiving the Westfield Gift Card, you may become ineligible for the Westfield Gift Card. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. The Total Annual Fee, and any Additional Cardholder Fees and Rewards Program Services Fees applicable to additional cardholders on the account, will be waived for the first year. After the first year for ANZ Rewards Black a Total Annual Fee of $375 applies, which includes a $325 Annual Account Fee and a $55 Rewards Program Service Fee, for additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as at  and are subject to change. The fee information displayed on this page applies to new customers only. Existing customers may be subject to different fees and should call 13 22 73 for information regarding the fees that apply to their account. Some retailers may choose not to accept Westfield Gift Cards. Westfield Gift Card terms and conditions apply. Issued by Westfield Gift Cards Pty Ltd ACN 113171663.  

 

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The ANZ Platinum Annual Account Fee ("Annual Fee") will be waived in the first year. In each subsequent year, if you make Eligible Purchases of $20,000 or more annually using your ANZ Platinum account your next Annual Fee will be waived. Eligible Purchases must be made in the year prior to your next Fee Date. Your Fee Date is the date that your account is assessed for charging an Annual Fee. If your account has not previously been charged an Annual Fee then for the purpose of determining your eligibility for the waiver, your Fee Date is the first date that your account is assessed for charging an Annual Fee. Eligible Purchases includes purchases made using your account, but excludes Balance Transfers, cash advances, interest, fees, transactions reversed and purchase refunds. If you do not make at least $20,000 of Eligible Purchases in the year prior to your Fee Date the Annual Fee will be charged to your account. The Annual Fee is currently $87 but is subject to change. 

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Offer only available to new and approved credit card applicants who apply for an ANZ First or ANZ Platinum credit card account with the balance transfer.  This is a limited time only offer which may be withdrawn or changed at any time without notice. Offer available in respect of balances transferred from non-ANZ credit and store card accounts only. Not available in conjunction with other offers, packages or promotions or in respect of balances transferred from an existing ANZ account. The offer must be requested at the time of applying for the credit card. The Balance Transfer Fee (which is a Specific Fee on the credit card account) is 2% of the balance transferred and will be applied at the time the balance is transferred and form part of the Promotional Plan balance. The Promotional Plan annual percentage interest rate expires 16 months after the date the credit card application is approved, and after the first 16 months the standard balance transfers annual percentage rate will apply to any unpaid Promotional Plan balance. The standard balance transfers annual percentage rate is  for ANZ First and  for ANZ Platinum as at  and is subject to change. Terms and conditions apply to balance transfers. Payments to your account are applied in accordance with the ANZ Credit Cards Conditions of Use (PDF 468kB).

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Standard annual percentage interest rate is  on purchases,  on cash advances and    on standard balance transfers as at  and is subject to change.

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Standard annual percentage interest rate is  on purchases,  on cash advances and  on standard balance transfers as at and is subject to change.

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Standard annual percentage interest rate is  on purchases,  on cash advances and  on standard balance transfers as at  and is subject to change.

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Offer only available to new and approved credit card applicants who apply for an ANZ Low Rate Platinum credit card account with the balance transfer. This is a limited time only offer which may be withdrawn or changed at any time without notice. Offer available in respect of balances transferred from non-ANZ credit and store card accounts only. Not available in conjunction with other offers, packages or promotions or in respect of balances transferred from an existing ANZ account. The offer must be requested at the time of applying for the credit card. The Balance Transfer Fee (which is a Specific Fee on the credit card account) is 2% of the balance transferred and will be applied at the time the balance is transferred and form part of the Promotional Plan balance. The Promotional Plan annual percentage interest rate expires 16 months after the date the credit card application is approved, and after the first 16 months the standard balance transfers annual percentage rate will apply to any unpaid Promotional Plan balance. The standard balance transfers annual percentage rate is 21.74% p.a. for ANZ Low Rate Platinum as at  and is subject to change. Terms and conditions apply to balance transfers. Payments to your account are applied in accordance with the ANZ Credit Cards Conditions of Use (PDF 328kB). ANZ reserves the right to withdraw this offer at any time.

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Standard annual percentage interest rate is  on purchases,  on cash advances and  on standard balance transfers as at  and is subject to change.

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Offer only available to new and approved credit card applicants who apply for an ANZ Low Rate credit card account with the balance transfer. This is a limited time only offer which may be withdrawn or changed at any time without notice. Offer available in respect of balances transferred from non-ANZ credit and store card accounts only. Not available in conjunction with other offers, packages or promotions or in respect of balances transferred from an existing ANZ account. The offer must be requested at the time of applying for the credit card. The Balance Transfer Fee (which is a Specific Fee on the credit card account) is 2% of the balance transferred and will be applied at the time the balance is transferred and form part of the Promotional Plan balance. The Promotional Plan annual percentage interest rate expires 16 months after the date the credit card application is approved, and after the first 16 months the standard balance transfers annual percentage rate will apply to any unpaid Promotional Plan balance. The standard balance transfers annual percentage rate is 21.74% p.a. for ANZ Low Rate as at  and is subject to change. Terms and conditions apply to balance transfers. Payments to your account are applied in accordance with the ANZ Credit Cards Conditions of Use.

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Qantas Points and Bonus Qantas Points accrue in accordance with and subject to the ANZ Frequent Flyer Reward Terms and Conditions booklet (please call 13 13 14 for a copy). Purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions booklet, e.g. fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes will not earn Points. Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. Earn rates and earn rate bands are subject to change. Existing customers may be subject to different earn rate(s) on their account. Existing customers should call 13 13 14 for information regarding their account.

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Offer available to new and approved applicants who apply for an ANZ Frequent Flyer Black credit card account. This is a limited time only offer available through online channels only which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months. This offer applies only once per eligible customer. Your application must be approved and you must activate the card and make $2,500 worth of eligible purchases (purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions (PDF 1.67MB), for example fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes will not earn Points) within three months of approval to receive the bonus Qantas Points. The bonus Qantas Points will be credited to your Qantas account within three months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Frequent Flyer Black credit card account before the introductory bonus Qantas Points are processed to your account, you may become ineligible for these bonus Qantas Points. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. The Total Annual Fee, and any Additional Cardholder Fees and Rewards Program Services Fees applicable to additional cardholders on the account, will be waived for the first year. After the first year for ANZ Frequent Flyer Black, a Total Annual Fee of $425 applies which includes a $370 Annual Account Fee and a $55 Rewards Program Services Fee, for additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as Monday, 20 June 2016 and are subject to change. The fee information displayed on this page applies to new customers only. Existing customers may be subject to different fees and should call 13 22 73 for information regarding the fees that apply to their account. To earn 75 Bonus Status Credits, you must apply for an ANZ Frequent Flyer Black credit card by 30 June 2017, be approved and then book and travel on a new Qantas return flight (excludes Classic Flight Rewards, partner or codeshare flights) between 12.01am (AEDT) 6 March and 11.59pm (AEST) 30 September 2017. Your Qantas Frequent Flyer membership number must be recorded at the time of booking. If you change or cancel your flight and/or travel outside the specified dates, this Bonus Status Credits offer will not apply. Bonus Status Credits could take up to 10 weeks after travel to be credited to your Qantas Frequent Flyer account. Bonus Status Credits will not contribute towards attaining or retaining Platinum One or Loyalty Bonus.

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Offer available to new and approved applicants who apply for an ANZ Frequent Flyer Platinum credit card account. This is a limited time only offer available through online channels only which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months. This offer applies only once per eligible customer. Your application must be approved and you must activate the card and make $2,500 worth of eligible purchases (purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions (PDF 1.67MB), for example fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes will not earn Points) within three months of approval to receive the bonus Qantas Points. The bonus Qantas Points will be credited to your Qantas account within three months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Frequent Flyer Platinum credit card account before the introductory bonus Qantas Points are processed to your account, you may become ineligible for these bonus Qantas Points. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. The Total Annual Fee, and any Additional Cardholder Fees and Rewards Program Services Fees applicable to additional cardholders on the account, will be waived for the first year. After the first year for ANZ Frequent Flyer Platinum, a Total Annual Fee of $295 applies which includes a $240 Annual Account Fee and a $55 Rewards Program Services Fee, for additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as Monday, 20 June 2016 and are subject to change. The fee information displayed on this page applies to new customers only. Existing customers may be subject to different fees and should call 13 22 73 for information regarding the fees that apply to their account.

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Offer available to new and approved applicants who apply for an ANZ Frequent Flyer credit card account. This is a limited time only offer available through online channels only which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months. This offer applies only once per eligible customer. Your application must be approved and you must activate the card and make $2,500 worth of eligible purchases (purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions (PDF 1.67MB), for example fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes will not earn Points) within three months of approval to receive the bonus Qantas Points. The bonus Qantas Points will be credited to your Qantas account within three months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Frequent Flyer credit card account before the introductory bonus Qantas Points are processed to your account, you may become ineligible for these bonus Qantas Points. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. The Total Annual Fee, and any Additional Cardholder Fees and Rewards Program Services Fees applicable to additional cardholders on the account, will be waived for the first year. After the first year for ANZ Frequent Flyer, a Total Annual Fee of $95 applies which includes a $40 Annual Account Fee and a $55 Rewards Program Services Fee, for additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as Monday, 20 June 2016 and are subject to change. The fee information displayed on this page applies to new customers only. Existing customers may be subject to different fees and should call 13 22 73 for information regarding the fees that apply to their account.

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