Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB), ANZ Smart Choice Super and Pension Product Disclosure Statement (PDF 117kB) and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.
ANZ Smart Choice Super and Pension is issued by OnePath Custodians Pty Limited (OnePath Custodians) (ABN 12 008 508 496, AFSL 238346, RSE L0000673) and distributed by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.
ANZ is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath Custodians is the issuer of the product but it is not a Bank. Except as set out in the issuer’s contract terms (including the PDS), this product is not a deposit or other liability of ANZ or its related group companies. None of them stands behind or guarantees the issuer or the product.
™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation.
The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trade marks of Google Inc.
ANZ does not represent or guarantee that access to ANZ Internet Banking or the ANZ App will be uninterrupted. Temporary service disruptions may occur.
Minimum opening balance of $5,000 is required. The offer applies to personal customers only and is not available in conjunction with any other special offers or negotiated interest rates; customers with a commercial relationship manager are excluded. To be eligible, customer must be aged 50 years or over. Upon maturity special interest rates will be applied to existing investments upon customer application for that benefit. Special interest rate cannot be applied during the term of an existing investment. ANZ reserves the right to amend or withdraw bonus interest offer at any time without prior notice. Please note that an administration fee and reduction in interest will apply for an early termination of an ANZ Advance Notice Term Deposit or ANZ Term Deposit. Different interest rates apply to different investment amounts and terms. For an ANZ Advance Notice Term Deposit, you are required to provide reinvestment instructions at account opening. If you have instructed us to reinvest, ANZ will reinvest the funds in the same type of ANZ Advance Notice Term Deposit. In this case, the interest rate applicable to the new ANZ Advance Notice Term Deposit may be higher or lower than the interest rate on the maturing ANZ Advance Notice Term Deposit. You can contact us at maturity of your ANZ Advance Notice Term Deposit to confirm interest rates that will apply upon reinvestment. For ANZ Term Deposit, by the end of the term, if you have not told us what you want to do with your funds, ANZ will reinvest them in the same type of ANZ Term Deposit. In this case, the interest rate applicable to your new ANZ Term Deposit may be higher or lower than the interest rate on your maturing ANZ Term Deposit. You can contact us at maturity of your ANZ Term Deposit to confirm interest rates that will apply upon reinvestment. Refer to ANZ Saving and Transaction Products Terms and Conditions (PDF 404kB) for further information.Back to top
Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change.Back to top
ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Select, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS, ANZ Premium Cash Management Account and ANZ Everyday Visa Debit. Terms and conditions and fees and charges apply to the eligible account.Back to top
On application for the waiver by an eligible customer, the monthly account service fee will be waived on one nominated ANZ Access Advantage account. For more information on Exemptions and Concessions please refer to ANZ Personal Banking Account Fees and Charges (PDF 180kB).Back to top