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ANZ@WORK

An employee banking benefits program offered to staff of ANZ business customers.

We're making work more rewarding

Personal banking benefits

You could enjoy certain benefits on your everyday accounts, as well as more complex banking products like home loans, insurance and investments. Simply open an ANZ Access Advantage account and have your salary paid into this account. Make sure you tell us you're an ANZ@WORK customer so we can apply your benefits.

Tailored to the individual

Everyone’s financial needs and circumstances are different. That’s why the first step of ANZ@WORK is a one-on-one conversation with an ANZ Banking Consultant to try and help you to understand your banking needs. Appointments are complimentary and are available to existing ANZ and non-ANZ customers. 

We bring the bank to you

The less time you spend at the bank, the more time you have for yourself. Appointments with ANZ Banking Consultants and Home Loan Specialists can be arranged at your workplace for you and your colleagues.

Your benefits

Monthly account service fee waived (usually $5) on one nominated ANZ Access Advantage accountdisclaimer.

ANZ Breakfree Packagedisclaimer

  • Annual Breakfree package fee ($395) waived for the first yeardisclaimer in addition to the standard Breakfree benefits.

Insurance discountsdisclaimer

  • ANZ Home Insurance and ANZ Landlord Insurance - 5% discount on first year premium.
  • ANZ Car Insurance - 5% discount on first year premium
  • ANZ Mortgage Protection Insurance - 10% discount on the total premium.

ANZ Share Investing

Receive discounted brokerage of the greater of $14.95 or 0.11% of the trade value (GST inclusive) for the first year.disclaimer

ANZ Share Investment Loans

Discount of 0.65% p.a. off the standard variable rate or 0.50% p.a. off the standard fixed rate (min. credit limit of $20,000).disclaimer

 

Eligibility

Eligibility criteria apply. To take advantage of the personal banking benefits, your employer needs to be registered to participate in the ANZ@WORK program and your salary needs to be directly credited to an ANZ Access Advantage account. Proof of your current employer is required.

The benefits available under the ANZ@WORK program and the ANZ Breakfree package are not applied by ANZ automatically. Each time you take out a new product, you must request that any applicable benefits be applied.disclaimer

Get started

To find out more about the ANZ@WORK program, your eligibility and how it could benefit you, please get in touch.

Visit an ANZ branch near you

Call us 1300 134 603

Email us

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ANZ@WORK eligibility criteria apply. 

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF, 104kB) before acquiring any product. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply.

The ANZ@WORK benefits and discounts set out above are current as at April 2019 and are subject to change. ANZ can amend or revoke any benefit, or change the eligibility criteria for obtaining benefits, at any time. Please contact us on 13 13 14 to discuss current offers available under ANZ@WORK.

Once you have identified yourself as an ANZ@WORK customer, benefits start from the time of application and will not be backdated.

Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.

 

The benefit applies to one nominated new or existing ANZ Access Advantage account when you have your salary directly credited to this account.

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Annual package fee is currently $395.00 and subject to change. Eligibility criteria ANZ Breakfree Terms and Conditions (PDF 80kb) apply. ANZ Breakfree Benefits package only apply while you maintain the package and meet ongoing eligibility criteria.

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The first year annual fee waiver is available for new Breakfree customer only. ANZ will not refund any fees already paid.

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References to insurance premium amounts for the purposes of calculating the applicable ANZ Breakfree Package and ANZ@WORK benefits exclude any stamp duty, GST and other government fees, charges or levies components that are included in the total premium amount paid by you. These discounts are only available if you apply for an eligible insurance product at an ANZ branch or by calling the ANZ contact center. The discounts are not applied automatically, you must notify the insurer at the time of application. Please note for ANZ Home Insurance, ANZ Landlord Insurance and ANZ Car Insurance the discount is only applicable to the first year's premium. These discounts are not available in conjunction with any other discount offer made by ANZ or any OnePath entities. ANZ Home Insurance, ANZ Landlord Insurance and ANZ Car Insurance are issued by QBE Insurance (Australia) Limited (QBE) ABN 78 003 191 035 (AFSL 239545) (QBE). The life benefits in ANZ Mortgage Protection are issued by OnePath Life Limited (OnePath Life) (ABN 33 009 657 176, AFSL 238341); the disability and involuntary unemployment benefits are issued by QBE. These products are not a deposit or other liability of ANZ or its related group of companies and none of them stands behind or guarantees the issuers or the products. You should consider the relevant Product Disclosure Statement (available at anz.com or by calling 13 16 14) in deciding whether to acquire or continue holding these products.

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The advertised discount will remain active for the first year from the date when your account is created. After this period, standard brokerage rates will apply. The ANZ Share Investing service is provided by CMC Markets Stockbroking Limited ABN 69 081 002 851 AFSL 246381 (CMC Markets Stockbroking), a Participant of the Australian Securities Exchange (ASX Group), Sydney Stock Exchange (SSX) and Chi-X Australia (Chi-X), at the request of Australia and New Zealand Banking Group Limited ABN 11 005 357 522 (ANZ). Disclosure documents relating to ANZ Share Investing products and services are available on www.anzshareinvesting.com or by calling us on 1300 658 355. ANZ is the issuer of the ANZ Cash Investment Account, ANZ Share Investment Loan and ANZ V2 PLUS Account. The obligations of CMC Markets Stockbroking are not guaranteed by ANZ. CMC Markets Stockbroking and ANZ are not representatives of each other.

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The ANZ Share Investment Loan is provided by Australia and New Zealand Banking Group Limited ABN 11 005 357 522, AFSL 234527 ("ANZ").

An ANZ Share Investment Loan is subject to investment risks, including possible losses in income, capital invested and additional liability for the loan. We therefore strongly advise you talk to your financial planner, tax adviser and/or stockbroker and ensure you understand the risks, the specific tax implications as well as the legal and financial ramifications of a share investment loan.

ANZ does not give personal advice about the ANZ Share Investment Loan. This information is of a general nature and has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of the information, having regard to your objectives, financial situation and needs. ANZ recommends that you read the ANZ Share Investment Loan Product Disclosure Statement and the ANZ Investment Lending Terms and Conditions which are available at anzshareinvesting.com or by calling the Client Services Team on 1800 639 330   between 8.00am and 6.00pm (Sydney time) during ASX trading days before deciding whether to acquire, or to continue to hold the product.

All ANZ Share Investment Loan applications are subject to ANZ’s credit approval criteria. Fees and charges apply and are available at wealth.anz.com/investments/investment-loans or by calling the Client Services Team on 1800 639 330  between 8.00am and 6.00pm (Sydney time) during ASX trading days.

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Only employees of companies which are participating in the ANZ@WORK program are eligible to participate in ANZ@WORK.

Unless otherwise stated, any benefits apply only while your employer and you are participants in the ANZ@WORK program. To be part of the ANZ@WORK program your employer needs to be registered to participate in the ANZ@WORK program and your salary needs to be directly credited to an ANZ Access Advantage account. Proof of your current employer is required.

Acceptable proof of employment includes: a copy of your latest payslip, or a signed letter from your employer confirming your current employment status. Applications made via brokers and authorised motor dealers are not eligible for ANZ@WORK benefits.

Important: The benefits available under the ANZ@WORK program and ANZ Breakfree are not applied by ANZ automatically. You must request that the benefits be applied. Once you have identified yourself as an ANZ@WORK customer, benefits start from the time of application and will not be backdated.

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BPAY is registered to BPAY Pty Ltd. ABN 69 079 137 518. 

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