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Increasing your home loan

How to increase your existing home loan 

If you find that your financial circumstances have changed and you need additional funds, you have options. Just contact one of our home loan specialists to discuss your options.

What is a home loan top-up?

You may be able to top up your existing variable rate loan, subject to credit approval. So if you're looking to renovate, consolidate debts or buy a new car, you may be able to borrow additional funds against your existing home loan.

How to top up your loan

If you're considering topping up your existing home loan, please contact us.

Access the equity in your existing property with an ANZ Supplementary Loandisclaimer

You could apply for a supplementary loan to access the equity in your home or investment property. It can be used for a variety of different purposes, investments or buying a new car.

If you're ahead on your repayments, redrawdisclaimer your extra repayments if you need to

If you've made additional repayments to an eligible loan account, you may be able to access these funds using ANZ Redraw.

Contact us, we're here to help

Call a Home Loan Specialist

1800 100 641

Mon-Fri 8.00am to 8.00pm (AEST),
Sat-Sun 8.00am to 6.00pm (AEST)

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Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF, 104kB) before acquiring any product. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply.

Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.

Terms and conditions apply including a maximum loan term of 10 years. Minimum loan amounts vary depending on loan type. Fees and charges apply.

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Terms and Conditions and eligibility criteria apply to ANZ Redraw. ANZ Redraw is not available on loans in a company name. For further information on ANZ Redraw please refer to the ANZ Consumer Lending Terms and Conditions (PDF 412kB).

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