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Invest for retirement

It's never too early to start thinking about your retirement. Super is one of the most important aspects, so it's essential to get it right. However, there are other options to consider, such as property and share investing.

Products and services to consider

ANZ Smart Choice Superdisclaimer

A smart super fund understands that not everyone is the same. That's why ANZ Smart Choice Super has options for your investment pathway so that you can think long term.

ANZ Smart Choice Pension

A flexible, low-cost solution for those looking to help fund their retirement.

ANZ SMSF Cash Hub Account

Make controlling your money simpler with an account that allows you to use, move and manage your SMSF cash in one place.

Interested in personal goals like a holiday or a home? We offer savings options to suit you.   Learn more



The ANZ App is the  one place for your ANZ banking, insurance, investments and super. View balances, transfer money and make payments simply and easily.

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Explore saving and investing

Learn and connect


Calculate your smart investments with ANZ

See how your portfolio with ANZ Smart Choice will vary depending on how you invest your money.


Should I downsize to fund my retirement?

We explore the pros and cons of downsizing to make the most of super contribution rules.


Secure a comfortable post-work life

Young business owner John Zanol is determined to retire well by paying attention to his super now.


What are your investment options?

Investing is about helping your money grow but it’s also about achieving what you want from life, whatever your goals. 


The mindset that can lead to greater financial wellbeing

It's how you save and spend, not your earnings, that leads to financial strength.


Understanding the sharemarket

Learn the basics and know what to consider when you start trading.

Speak to someone who knows

Whether your business is big or small, global or local, ANZ's business bankers can help. We will get to know you and your business and offer smart, personalised banking ideas and solutions.

Tailored solutions
Specialised knowledge
Dedicated support
Industry insights


Speak to us about investing for retirement

1800 641 593

Mon-Fri 8am to 8pm (AEST) 

Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

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This page contains only general information which is subject to change and is not a substitute for commercial judgement or professional advice. This information does not take into account your personal and financial needs, particular objectives and/or circumstances, and you should seek appropriate independent advice (which may include property, legal, financial, taxation and accounting advice) before making any decisions, investing, or acting on it.

Tools, templates, checklists, and calculators (“ANZ Tools”) linked or referred to on this page, are only some of many ways to analyse a business or industry, or to assist your planning and business decision making. You should seek the assistance of your accountant, business or other advisor when either planning for or analysing your business.

To the extent permitted by law, all members of the ANZ group of companies, their employees, officers and contractors (“ANZ“), offer no warranty and disclaim liability or responsibility to any person for any actions, claims, costs, demands, liability, or direct or indirect losses or damage that may result from using or relying on the information set out in the pages or the ANZ Tools, and / or any act, omission or error, by any person in relation to them.  To the extent permitted by law, ANZ makes no warranty and has no liability in respect of your use and reliance. ANZ Tools are also subject in many cases to further specific cautionary wording and disclaimers which you should read.

The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

ANZ Smart Choice Super (for Employers and their Employees) is issued by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238436, RSE L0000673), and the ANZ Smart Choice Super and Pension product is distributed by Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522).