skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Invest for retirement

It's never too early to start thinking about your retirement. Super is one of the most important aspects, so it's essential to get it right. However, there are other options to consider, such as property and share investing.

Products and services to consider

ANZ Smart Choice Superdisclaimer

A smart super fund understands that not everyone is the same. That's why ANZ Smart Choice Super has options for your investment pathway so that you can think long term.

Self Managed Super Funddisclaimer

ANZ Self Managed Super (SMSF) helps you to set up and run your SMSF in one place, online and on your terms.

ANZ Smart Choice Pension

A flexible, low-cost solution for those looking to help fund their retirement.

Interested in personal goals like a holiday or a home? We offer savings options to suit you.   Learn more



The ANZ App is the  one place for your ANZ banking, insurance, investments and super. View balances, transfer money and make payments simply and easily.

Learn more

Need financial planning advice from someone who understands business?

ANZ Commercial Financial Planners work exclusively with business owners so they understand the opportunities and challenges you face. Our Planners work in conjunction with your ANZ Business Banker to understand the complexities of your business and can advise you on a range of products and services tailored to your business and personal situation, including superannuation, insurance, succession planning and personal finances.

Find out more


Explore saving and investing

Learn and connect


Calculate your smart investments with ANZ

See how your portfolio with ANZ Smart Choice will vary depending on how you invest your money.


Should I downsize to fund my retirement?

Financial advisers share why downsizing isn’t right for all.


Financing your bucket list

When retirement day finally arrives you want to be ready to live life to the full; and it takes only a few smart decisions throughout your life to get there.


Shares: Why you should diversify

Spread out your investments so that you can handle the sharemarket's volatile times. 


Shares, property or cash?

Shares, property, fixed interest, cash: what assets can you invest in and what's the right mix?


A brief introduction to investing

An introduction to investing from ANZ Wealth - why invest, what your options are and what to consider.


Give your partner a super boost

ANZ Global Wealth chief executive officer Joyce Philips recently called for joint superannuation accounts for couples to help boost women's retirement savings.


What does your retirement look like?

Some experts argue that rather than going straight to the numbers when planning for retirement, we should start by looking at the bigger picture.


The millon-dollar super question

Industry experts say $1m-plus is the “magic” figure for a comfortable retirement, despite official recommendations of $545,000.

Speak to someone who knows

Whether your business is big or small, global or local, ANZ's business bankers can help. We will get to know you and your business and offer smart, personalised banking ideas and solutions.

Tailored solutions
Specialised knowledge
Dedicated support
Industry insights


Speak to us about investing for retirement

1800 641 593

Mon-Fri 8am to 8pm (AEST) 

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

Apple, Apple Pay, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

Android, Google Pay, and the Google Logo are trademarks of Google LLC.

This page contains only general information which is subject to change and is not a substitute for commercial judgement or professional advice. This information does not take into account your personal and financial needs, particular objectives and/or circumstances, and you should seek appropriate independent advice (which may include property, legal, financial, taxation and accounting advice) before making any decisions, investing, or acting on it.

Tools, templates, checklists, and calculators (“ANZ Tools”) linked or referred to on this page, are only some of many ways to analyse a business or industry, or to assist your planning and business decision making. You should seek the assistance of your accountant, business or other advisor when either planning for or analysing your business.

To the extent permitted by law, all members of the ANZ group of companies, their employees, officers and contractors (“ANZ“), offer no warranty and disclaim liability or responsibility to any person for any actions, claims, costs, demands, liability, or direct or indirect losses or damage that may result from using or relying on the information set out in the pages or the ANZ Tools, and / or any act, omission or error, by any person in relation to them.  To the extent permitted by law, ANZ makes no warranty and has no liability in respect of your use and reliance. ANZ Tools are also subject in many cases to further specific cautionary wording and disclaimers which you should read.

The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

ANZ Smart Choice Super and Pension and ANZ Smart Choice Super for Employers and their Employees are issued by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346, RSE L0000673), a wholly owned but non-guaranteed subsidiary of Australia and New Zealand Banking Group Limited (ABN11 005 357 522) (ANZ).

Back to top

ANZ Self Managed Super (the ‘Service’) is offered by ANZ Self Managed Super Limited ACN 092 030 352 (ANZ SMSL), an authorised representative of RI Advice Group Pty Ltd ABN 23 001 774 125 AFSL 238429 (‘RI Advice’).

ANZ SMSL and RI Advice are wholly owned subsidiaries of Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) (ANZ). Neither ANZ SMSL nor RI Advice is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). Except as described in the ANZ Self Managed Super Administration Services Guide and Financial Services Guide, the Service or the products made available through the Service are neither a deposit nor a liability of ANZ or its related companies and none of them stands behind or guarantees ANZ SMSL, RI Advice or the capital or performance of the Service or any product made available through the Service. Investments in products made available through the Service are subject to investment risk, including possible repayment delays and loss of income and principal invested.

This information is of a general nature and has been prepared without taking account of your personal needs, financial situation or objectives. Before acting on this information you should consider whether the information is appropriate for you. ANZ SMSL recommends that you read the ANZ SMSL Administration Services Guide and Financial Services Guide and the ANZ Financial Services Guide available by calling 1300 326 875 or visiting before making a decision in respect of the Service. In respect of any financial products or financial services made available through the Service, ANZ SMSL recommends that you read the terms and conditions or product disclosure statement and the financial services guide for that financial product or financial service.

ANZ SMSL does not represent or guarantee that access to the service will be uninterrupted. Temporary service disruptions and maintenance may occur

Back to top