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ANZ Equipment Finance

With ANZ equipment finance, you can get the tools and machinery your business needs, with the option of tailoring your repayments to suit your cash flow. And, for a limited time ANZ is offering a 4.49%disclaimerp.a. fixed rate for terms of up to five years on new equipment for business purposes.

Contact us now to find out more.

1300 766 127

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How we tailor repayments to your cash flow

Step 1

One of our dedicated specialists will work with you to understand your needs and your business’s annual cash flow.

Step 2

Together, we’ll determine the loan term that will best suit the working life of the asset and the repayments you can afford.

Step 3

Your repayments can be structured to suit your cash flow, so you can spread out the cost accordingly by planning your repayments up front.

Why ANZ Equipment Finance?

Potential tax advantages

Depending on your circumstances, potential tax advantages may be available when using one of our equipment finance products. Speak to your tax adviser for further information.

Specialists in equipment finance

Our dedicated team knows equipment finance, so we can help you find the right finance for your business.

Spread out the cost

Get the equipment your business needs to thrive with less impact to your cash flow by using finance to spread out the cost.

Preserve valuable capital

Approved customers may not have to pay a deposit, which means your valuable capital can be kept for other business needs.

Your questions answered

What kinds of equipment can I get finance for?

  • Manufacturing equipment, such as forklifts and guillotines
  • Construction and agricultural equipment, such as bobcats and harvesters
  • Health equipment, such as dental chairs and ultrasound machines
  • Office equipment, such as computers, furniture and fixtures

What's the minimum amount I can get finance for?

The minimum amount we can offer finance for is $7,500, subject to ANZ's credit assessment criteria.

Are there any special interest rates?

Yes, for a limited time ANZ is offering a 4.49%disclaimer p.a. fixed rate for terms of up to five years on new equipment for business purposes.

Are there any other tax benefits available?

You may also be eligible for the Australian Government’s $30,000 instant asset write-off initiative. Speak to your tax adviser for independent tax advice and for further information on this initiative.

Does ANZ have different types of equipment finance?

Yes, ANZ offers three different types of equipment finance to suit your needs:

  1. Chattel Mortgage
  2. Finance Lease
  3. Hire Purchase

What is a Chattel Mortgage and how does that work?

You own the equipment which is then used as security. You can choose the length of your financing up to seven years, as well as a repayment schedule to suit your cash flow. One hundred percent finance may be available to approved customers, and you can arrange a balloon payment at the end of the loan to reduce your repayments.

What are the benefits of a Finance Lease?

We purchase the equipment you need and lease it back to you for a maximum of five years. When the lease expires, you can either return or purchase the asset. Benefits include immediate access to the equipment without using up capital and the asset being leased is normally enough security. You can match your lease to the period you need the equipment for.

How can Hire Purchase work for my business?

We purchase and own the equipment, but we hire it back to you for a maximum of seven years. Once you've made the final payment, you'll take over ownership. An offer to hire can be arranged with no deposit and the equipment being hired is normally enough security. You can also arrange a balloon payment at the end of the term to reduce your payments.

What if I have more questions?

If you want to know more about our equipment finance, speak to a specialist now.

1300 766 127

Save with ANZ Energy Efficient Asset Finance

Get an additional 0.7% p.a. discount on your standard asset finance rate for eligible energy efficient assets through ANZ’s relationship with the Clean Energy Finance Corporation.disclaimer

The discount applies to finance up to $5m for new assets that meet the energy efficient eligibility criteria. Here are some of the assets that may be eligibile:

  • Energy efficient refrigeration, heating and cooling equipment, variable speed drives, lighting and irrigation equipment
  • Roof top and ground mounted solar

Find out more by reading this latest case study.

How to apply

1300 766 127

Mon-Fri 8am to 8pm (AEST)

   

Interest rates shown on this page are current as at Monday 29 April 2019 and are subject to change.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF 76kB) before acquiring any product.

This is general information only and does not constitute tax advice. We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether this product is right for you.

Products are available to approved applicants for business purposes only. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees, charges and eligibility criteria apply.

For ANZ vehicle and equipment applications approved between 1 April and 30 June 2019 and settled by 31 July 2019. Asset must be used for business purposes only, minimum amount $7,500. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

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Other fees and charges may also apply. For applicable fees & charges please see the ANZ Business Banking Finance Fees and Charges (PDF 380kB).

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Additional eligibility criteria applies.

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