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ANZ Asset Finance

If you need funding for a business asset, check out our flexible asset finance options.

Here's what you get with ANZ Asset Finance

Competitive interest rates

We offer competitive rates so that it's more affordable for you to get the asset you need.

Choose between fixed or floating interest rates

Interest rates can be locked in at a fixed rate to make budgeting and forecasting easier, or you can choose to have a floating rate if you prefer.

Potential tax advantages

Depending on your circumstances, potential tax advantages may be available when using one of our asset finance products. You should speak to your tax adviser for independent advice and further information.

Preserve valuable capital

Approved customers won't have to pay a deposit, meaning valuable capital can be kept for other business needs.

Flexibility to suit your business needs

You can choose the length of your financing as well as the payment dates to suit your cashflow needs.

Less paperwork for more purchases

ANZ OneLease makes it easier for customers with just one set of terms and conditions for all asset finance products and the ability to receive one credit approval for multiple financing.

Which type of finance would suit your business?

You own the vehicle, which is then used as security.

  • 100% finance available to approved customers
  • Arrange a balloon payment at the end of the loan to reduce your regular repayments.

The important numbersdisclaimer

rates for chattel mortgage

Interest rate

From disclaimer

Establishment fee

Minimum $375

Administration charge

$5 a month

other fees

Minimum amount financed

$7,500

Maximum amount financed

 No maximum - subject to ANZ's credit assessment criteria

Minimum term

1 year

Maximum term

7 years  

 

We own the vehicle, but you can use it. You'll take over ownership once you've made the final payment.

  • An offer to hire can be arranged with no deposit
  • The vehicle being hired is normally enough security
  • Arrange a balloon payment at the end of the term to reduce your regular payments.

The important numbersdisclaimer

Rates for hire purchase

Establishment fee 

Minimum $412.50 inc. GST

rates

Minimum amount financed

$7,500

Maximum amount financed

No maximum - subject to ANZ's credit assessment criteria

Minimum term

1 year

Maximum term

7 years

 

We purchase the vehicle you need and lease it back to you. When the lease expires, you can either return or purchase the asset.

  • Immediate access to the vehicle without using up capital
  • The vehicle being leased is normally enough security
  • Match your lease to the period you need the vehicle for.

The important numbersdisclaimer

rates

Establishment fee

Minimum $412.50 inc. GST

Administration charge

$5.50 a month inc. GST

rates

Minimum amount financed

$7,500

Maximum amount financed

No maximum - subject to ANZ's credit assessment criteria

Minimum term

1 year

Maximum term

5 years

 

Save on interest while you're constructing or installing assets

Our Progressive Draw Facility lets you fund assets as they're constructed or installed, typically over a period of 3 to 12 months. You'll only pay interest on the money that has been drawn. At the end of this period, the facility converts to a Chattel Mortgage, Hire Purchase or Finance Leasedisclaimer.

How to apply

1300 365 652

Mon-Fri 8am to 8pm (AEST)

Sat 9am to 5pm (AEST)


Need help with your existing account?   13 23 73

 

 

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An award-winning loan that can be easily tailored to help you manage your business.disclaimer

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One of our overdrafts could suit your business needs, giving you access to a line of credit with flexible repayments.

Be Business Ready with ANZ

We’ve bundled a suite of banking products that could save you time and money through a range of product offers and discounts, all in one handy business package.

Use this to

Interest rates shown on this page are current as at Friday 22 September 2017 and are subject to change.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the Terms and Conditions and the Financial Services Guide (PDF 76kB) before acquiring any product.

This is general information only and does not constitute tax advice. We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether this product is right for you.

Products are available to approved applicants for business purposes only. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees, charges and eligibility criteria apply.

Other fees and charges may also apply. For applicable fees & charges please see the ANZ Business Banking Finance Fees and Charges (PDF 380kB).

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Interest rate shown is for a fixed interest rate Chattel Mortgage only and floating interest rates may differ.  Actual interest rate may vary depending on a number of factors, including the information you provide us and our assessment of your application.  If approved, we will confirm your actual interest rate in your letter of offer.

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In 2016 and 2017 the ANZ Business Loan was awarded ANZ CANSTAR’s 5-star rating for Business Loans.

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