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Bank guarantees

Build and grow your business by providing suppliers, landlords and other business partners with certainty of payment.

ANZ Indemnity Guarantee

An ANZ Indemnity Guarantee (or Bank Guarantee) is an alternative to providing a deposit or bond directly to a supplier, vendor or landlord. It gives them certainty that ANZ will pay them and you the flexibility to extend your payment terms.

Flexible security options

We're flexible with security options, depending on your business needs and circumstances. Security can include cash, residentialdisclaimer, commercial or rural property or a combination of both.

Widely accepted by Australian businesses

Our guarantees are a trusted financial commitment that can give you flexibility to extend your payment terms.

No minimum or maximum amounts

Work with a business specialist to customise a guarantee that meets your requirements. Rates and fees are available on application.

Earn interest on any cash security

When you use cash as security for your guarantee, you can earn interest on money you would otherwise have paid to the third party.

Choose a guarantee fully secured by cash

Cash Cover Indemnity Guarantee

A Cash Cover Indemnity Guarantee Facility is 100% secured by cash and eligible customers can apply using a simple, fast-tracked application process.disclaimer   Then your cash is held in a dedicated ANZ bank account, earning you interest.

Any questions about guarantees?


Need help with your existing guarantee?   1800 801 485

 

 

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Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 334kB) before acquiring the product.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

In order to open a guarantee, you must also nominate another transaction account maintained with ANZ (“Nominated Transaction Account”) into which interest earned on your guarantee will be paid. In the absence of such nomination, or should your Nominated Transaction Account be closed or its operations suspended, ANZ may pay interest on your gurantee to you in any other manner it deems to be appropriate.

Residential property does not include property development or speculative residential construction.

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Cash Cover Indemnity Guarantee Facility Terms & Conditions (PDF 393kB) and eligibility criteria apply. 100% cash security is required and maximum guarantee amounts apply.

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In 2016 and 2017 the ANZ Business Loan was awarded ANZ CANSTAR’s 5-star rating for Business Loans.

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