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ANZ International Rates and UnionPay Rates

Please note: All capitalised terms used on this webpage have the same meaning as in your merchant agreements with ANZ unless otherwise specified. The below only applies to customers on the InterchangePLUS & International Blending pricing structure (unless otherwise agreed with ANZ). For more information on ANZ merchant pricing structures, please refer to www.anz.com.au/business/help-support/merchant/pricing-structure/

International Rates

Effective 1 January 2020, the following ANZ International Rates apply for all relevant Transactions (as specified below) processed through your nominated merchant facility.

For Transactions completed on international Visa and international MasterCard cards including Transactions processed using Customer Preferred Currency (‘CPC’), ANZ will apply the relevant international interchange rates outlined below (‘International Rates’) in place of actual interchange costs incurred by ANZ for processing these transactions. More details about CPCs generally can be found in relevant operating guides. These International Rates are set by ANZ.

For international Transactions excluding those processed using CPC, the relevant International Rates noted below (i.e. either Visa International or MasterCard International) will apply.

For international Transactions processed using CPC , the relevant International Rates noted below (i.e. either CPC Visa or CPC MasterCard) will apply.  CPC transactions can only be processed by merchants in eligible industries who are on eligible ANZ merchant products and where CPC functionality has been activated by ANZ.

The relevant International Rate will appear as ‘Interchange’ on your statement.

 

International Rates
Transaction type International Rate Frequency
Visa International 1.814% of the value of the Transaction Per Transaction
MasterCard International 1.814% of the value of the Transaction Per Transaction
CPC Visa 1.814% of the value of the Transaction Per Transaction
CPC MasterCard 1.814% of the value of the Transaction Per Transaction

UnionPay Rates

Effective 1 January 2020, the following UnionPay Rates apply for all relevant Transactions (as specified below) processed through your nominated merchant facility.

For Transactions completed on UnionPay International cards, ANZ will apply the relevant rates outlined below (‘UnionPay Rates’) in place of actual interchange costs incurred by ANZ on these transactions. These UnionPay Rates are set by ANZ.

Please note the ability to process UnionPay International card Transactions is only available to merchants in eligible industries who are on eligible ANZ merchant products. For more information as to whether you qualify to process UnionPay International card transactions please contact ANZ.

These UnionPay Rates will appear as ‘Interchange’ on your statement.

 

International Rates
Transaction type UnionPay Rate Frequency
UnionPay Standard 1.210% of the value of the Transaction Per Transaction
UnionPay eCommerce 1.210% of the value of the Transaction Per Transaction
UnionPay MOTO 1.210% of the value of the Transaction Per Transaction
UnionPay Recurring 1.210% of the value of the Transaction Per Transaction