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Starting your business


Find practical tools, articles and guides that you can use to help you get your business off the ground.

Define your competitive advantage

3-minute read

A competitive advantage is what you do better than anyone else, and is limited only by your imagination and innovative thinking.

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Developing your business plan blueprint

4-minute read

As we have seen, changes to market conditions can drastically affect your business’ direction or offerings. 

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Conducting a business feasibility and market analysis 

3-minute read

As market conditions change, you might be thinking about whether a business idea is still sound and considering exploring new ideas.

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Setting up your business

Here are some things that could help you before you're ready to open your doors for business.


Tools and articles

Do you need to register for GST?

3-minute read

If you’re looking as though your business will have sales over $75,000 for the year, your business must register for GST.

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What you should know to prepare for business lending

4-minute read

There’s no getting around it, applying for a business loan takes some serious preparation. And most of it needs to happen weeks or even months before you talk to your bank.

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Do you need finance?

3-minute read

Concerned that cash flow could impact your business performance? Various approaches to funding can help you decide your approach to sourcing it.

Keep reading


Business banking offers and promotions



Kick start your business with a great offer on our business banking solutions

Our latest business offers and promotions can help keep your business banking costs down.


See our offers


Getting finances sorted

We have a range of solutions that could help you in starting your business.


Loans and overdrafts

Check out our flexible loans and cash flow options to seize your next business opportunity.


See loans and overdrafts

Business credit cards

Grow your business potential with one of our business credit cards.


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Business accounts

Accounts and term deposits to help you manage your cash flow and earn interest.


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Other business stages

Running your business

Information, tips and resources you need to be in business for the long haul.

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Growing your business

Articles and tools to help you reach your business goals, whatever they may be.

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Get in touch

Request a call back

Have us call you back to discuss your business needs

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Talk to someone local

Chat with one of our local business bankers

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Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

This page contains only general information which is subject to change and is not a substitute for commercial judgement or professional advice. This information does not take into account your personal and financial needs, particular objectives and/or circumstances, and you should seek appropriate independent advice (which may include property, legal, financial, taxation and accounting advice) before making any decisions, investing, or acting on it.

Tools, templates, checklists, and calculators (“ANZ Tools”) linked or referred to on this page, are only some of many ways to analyse a business or industry, or to assist your planning and business decision making. You should seek the assistance of your accountant, business or other advisor when either planning for or analysing your business.

To the extent permitted by law, all members of the ANZ group of companies, their employees, officers and contractors (“ANZ“), offer no warranty and disclaim liability or responsibility to any person for any actions, claims, costs, demands, liability, or direct or indirect losses or damage that may result from using or relying on the information set out in the pages or the ANZ Tools, and / or any act, omission or error, by any person in relation to them.  To the extent permitted by law, ANZ makes no warranty and has no liability in respect of your use and reliance. ANZ Tools are also subject in many cases to further specific cautionary wording and disclaimers which you should read.

ANZ tools, templates and checklists are only some of many ways to analyse a business or industry to assist your planning and business decision making. You should seek the assistance of your business advisor or accountant when either planning for or analysing your business' performance. To the extent permitted by law, ANZ makes no warranty and has no liability, in respect of your use of and reliance on these tools.