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Running your business


Running a business successfully involves managing the day to day. At ANZ, we have practical tools, articles and guides that you can use to help keep your business on track.

Tips for upselling and cross-selling

3-minute read

Upselling and cross-selling are powerful tools that can help you to increase your average order size and drive greater revenue. So, what does upselling and cross-selling involve?

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Tips to improve purchase frequency

3-minute read

What is less known by many business owners, is exactly how much of their revenue comes from repeat customers, and how to influence their purchase frequency. 

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The ANZ SWOT analysis template

3-minute read

Conducting a SWOT analysis helps provide direction by shining a light on what your business does well and where you’ll need to improve. 

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Improving your business cash flow

Running a business smoothly means managing cash flow effectively.
Finding areas for improvement and being proactive with forecasting can help protect your business.


Tools and articles 

Deciding on payment terms that suit your business 

4-minute read

For businesses looking into the future it is important to be prepared for uncertainty with a resilient cash flow plan and manageable debt. 

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Managing your business' overheads

2-minute read

In the current environment, you may have had to take short-term reactive measures to cut your business’s expenses and monitor any overheads closely.

Keep reading

Business banking offers and promotions



Kick start your business with a great offer on our business banking solutions

Our latest business offers and promotions can help keep your business banking costs down.


See our offers


Getting finances sorted?

We have a range of solutions that could help you in running your business.


Loans and overdrafts

Check out our flexible loans and cash flow options to seize your next business opportunity.


See loans and overdrafts

Business credit cards

Grow your business potential with one of our business credit cards.


See credit cards

Business accounts

Accounts and term deposits to help you manage your cash flow and earn interest.


See business accounts

Other business stages

Starting your business

Looking to get started? We have a range of resources that could help.

Learn more

Growing your business

Articles and tools to help you reach your business goals, whatever they may be.

Learn more

Get in touch

Request a call back

Have us call you back to discuss your business needs

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Talk to someone local

Chat with one of our local business bankers

Find your local business banker


Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

This page contains only general information which is subject to change and is not a substitute for commercial judgement or professional advice. This information does not take into account your personal and financial needs, particular objectives and/or circumstances, and you should seek appropriate independent advice (which may include property, legal, financial, taxation and accounting advice) before making any decisions, investing, or acting on it.

Tools, templates, checklists, and calculators (“ANZ Tools”) linked or referred to on this page, are only some of many ways to analyse a business or industry, or to assist your planning and business decision making. You should seek the assistance of your accountant, business or other advisor when either planning for or analysing your business.

To the extent permitted by law, all members of the ANZ group of companies, their employees, officers and contractors (“ANZ“), offer no warranty and disclaim liability or responsibility to any person for any actions, claims, costs, demands, liability, or direct or indirect losses or damage that may result from using or relying on the information set out in the pages or the ANZ Tools, and / or any act, omission or error, by any person in relation to them.  To the extent permitted by law, ANZ makes no warranty and has no liability in respect of your use and reliance. ANZ Tools are also subject in many cases to further specific cautionary wording and disclaimers which you should read.

ANZ tools, templates and checklists are only some of many ways to analyse a business or industry to assist your planning and business decision making. You should seek the assistance of your business advisor or accountant when either planning for or analysing your business' performance. To the extent permitted by law, ANZ makes no warranty and has no liability, in respect of your use of and reliance on these tools.