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Australia and New Zealand currently have among the highest levels of home ownership in the world, while simultaneously being ranked in the top 10 for the highest levels of unaffordability — for both purchase and rental. The availability of suitable and affordable housing is an issue of great concern to many Australians and New Zealanders.

Housing-related lending is a central activity of a bank. We lend to home owners and investors, and for property development and infrastructure. We believe we can play a broader role in improving the availability and affordability of housing, including support for innovative housing delivery models across the private, public and not-for-profit sectors.

We are committed to improving the availability of suitable and affordable housing options for all Australians and New Zealanders. We have set targets to:

  • Fund and facilitate $10 billion of investment by 2030 to deliver more affordable, accessible and sustainable homes to buy and rent. (Australia/New Zealand)
  • Support more customers into healthier homes. (New Zealand)

To achieve these targets we will work closely with our customers, supporting innovative models that can be replicated, scaled-up and delivered to market.

We publicly report on our progress against these targets in our ESG reporting.

Housing affordability research

First released in June 2019, the ANZ CoreLogic Housing Affordability Report provides in-depth market analysis of the Australian housing market for buyers and renters.

Housing Affordability Report – June quarter 2020, released July 2020

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