ANZ Fixed Rate Personal Loan - Personal lending

ANZ Fixed Rate Personal Loan

An ANZ Fixed Rate Personal Loan offers you the certainty of knowing what your repayments are for the fixed period and safeguards you against increasing interest rates.

Frequently asked questions

Key features

What do I need to apply?

Loan term

Choose from 1 to 7 years

Minimum loan amount

$5,000

Maximum loan amount

No maximum loan amount set

Repayment frequency

You can choose to pay weekly, fortnightly or monthly - whatever suits your budget.

Additional repayments

Yes, however fees and charges may apply

View fees and charges

Redraw facility

Not available

ANZ Loan Protection¹ (optional)

ANZ Loan Protection can offer you peace of mind should the unexpected happen. If you choose to protect your loan with ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.

Find out more about ANZ Loan Protection

Interest rate from

14.60% p.a.

Comparison rate² from

17.72% p.a.

Loan Approval Fee

$150
Covers application and loan establishment costs.

Loan Administration Charge

$30 quarterly fee

Eligibility

To be eligible to apply for an ANZ Personal Loan, you need to be:

over the age of 18 years
a permanent Australian resident.

You don't need to be an existing ANZ customer to apply.

What documentation do I need to provide?

To apply for an ANZ Personal Loan, all you have to do is meet the eligibility criteria and provide details about yourself, basic financial details and evidence of your income.

Find out more about personal loan eligibility

It's easy to apply for an ANZ Personal Loan.

Apply online

Call 13 33 33, Monday to Friday, 8am to 9pm (AEST) or Saturday, 9am to 4pm (AEST)

Visit any ANZ branch

Terms and conditions available on application. Fees and charges apply.

1 ANZ Loan Protection is underwritten by ING Life Limited ABN 33 009 657 176 and QBE Insurance (Australia) Ltd ABN 78 003 191 035. Terms and Conditions apply. View insurance disclaimer and important notes.

2 These comparison rates are based on a $10,000 Personal Loan for a three year term. This rate is applicable for unsecured loans only.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate, but may influence the cost of the loan.

A Comparison Rate Schedule is available at any ANZ branch or view it online ANZ Comparison Rate Schedule (PDF 52kB).

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